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Chance For Free Juicer

February 7th, 2019 at 05:05 pm

I don't know if any of you juice or have wanted to, but you have a chance on February 14 to win free Champion brand juicer. You can enter [url=https://www.chrisbeatcancer.com/giveaways/2019-champion-juicer-giveaway/?lucky=19375]here.[/url]

I've always wanted to try one myself. I do use my basic blender to make green smoothies. Do you make juice or smoothies?

Tech Will Work on This Later Today, Per James (site owner)

January 20th, 2019 at 08:46 am

James, the site owner, has emailed me that the tech will work on the blog issue later today. Fingers crossed we can get quick resolution!

2018 Financial Wins and Fails Collaboration

December 27th, 2018 at 08:23 am

Hello fellow Saving Advice bloggers!

Many of us are pretty good about writing about our year end in some way or another. I'm going to be writing about our financial wins and fails for 2018 before the end of the year. I'd like you to join me and write a specific blog post about your wins and fails for 2018.

While it's important to review for ourselves, sharing our financial wins and fails helps inspire others. Will you join me? Simply title your post 2018 Financial Wins and Fails, post before the end of the year and invite others to join at the end of your post.

And if you are new or a lurker, we would love for you to join in and post your own financial wins and fails! Goal setting and review is helping in making progress and changes for the year ahead.

Save Time Mailing Packages

December 12th, 2018 at 12:05 pm

I just told this to a friend today, who was complaining about the long wait at the post office.

Did you know that the US Postal Service offers pickup of packages*** you are mailing during your regular mail delivery? You do not need to be home and it's free!

The first step is to pack your items and weigh it. As you know I've done eBay selling for over 10 years, so I have a food scale I use to get the weight of my packages up to five pounds. The US Postal Service charges you by the pound, so as long as you know it's weight is between 1-2 pounds, the cost will be the same. Another alternative where you do not need to know the weight is to use the free Flat Rate Priority mail boxes provided by the post office. The cost is the same regardless of the weight.

Log on and make a free account at USPS and follow the directions for Click n Ship. At the end of this process you will have a prepaid mailing label to affix to your package with packing tape. The address you are mailing to and your return address will be printed on the label. You will pay for the cost of postage with a credit (or debit card).

At this point you can simply drop off at the post office. This time of year, you are likely to see an area at the counter filled with packages. You can leave it there, or wait in line to get a receipt and hand it to the postal worker.

The other option is to Schedule a Pickup from your USPS account. You must do this the day or night before pickup. It doesn't work same day. This service is free. It may not be available for all address, but you will be told that when you go to schedule. Once scheduled, set your package out in the morning in the spot you indicated on your delivery instructions. You will get an email once your package has been picked up. I have used this service before and had no issues.

I hope this helpful information may save you time this season. If you have questions, leave them in the comments and I will try to answer as best I can!

***Only for Priority and Express Mail packages.

No Power

September 20th, 2018 at 04:17 pm

We just finished up 32 hours without power in our home. The Hurricane left days ago so it was quite a surprise to have it turn off yesterday morning. Not sure what the cause was. Possibly a tree that final fell and tore down the electric line. The estimated time was 54 hours, so it is a blessing it was corrected as quickly as it was considering many have been without power longer.

I guess we can say that we saved some money on electricity, except that we did go out to eat last night for dinner and spent $24. I'm sure we didn't save that much in electricity!

I have a potential buyer for a small patio set we are getting rid of. It's super faded, but metal so could be repainted. If the buyer comes through, we will have another $30 in our pocket. I'd repaint it but I'm ready for something different. Tomorrow night we will list some more items for sale. Downsizing really takes a lot of effort, even if you just donate it.

Went Out Today

September 16th, 2018 at 07:11 pm

After four days of staying inside, we ventured out to the nearest open grocery store. Technically, we didn't need anything. But we spent $51 on pepperoni, lunch meat, mixed greens, tortilla chips, large bottle of wine, 12 pk of soda, cookies, cheese slices, tomato sauce, dressing and prunes. An odd assortment for sure! I feel robbed by the prices at this store compared to the commissary! We don't have their savings card, so we didn't get the discounts. Easily spent 20% more than we normally would.

The drive over was mostly non eventful. We drove through standing water. I told my husband not to. Two people in front of us turned around, while at least three cars coming the other direction plowed through. We avoided that area on our return to trip by going through the high school parking lot.

Honestly, the rain keeps falling and the flooding threat just keeps getting worse. My husband is working from home tomorrow and schools are closed through Wednesday. Our very local lake is releasing water downstream to avoid damage to the dam and overflow above the dam. We expect things to get a bit worse before they get better.

I sold an item on eBay tonight, but had to tell the buyer that I can't mail immediately. Our post offices are closed and not delivering mail until further notice because of road conditions. I'm hoping by Wednesday they will be open again.

I managed to dust all the blinds here in our rental home in preparation for the move. Tomorrow I will probably touch up paint the nail holes on the upper level of the home. I could have probably done it sooner, but I didn't want to deal with paint cleanup if the power went out in the middle of the project.

It's been an interesting four days to say the least. Thanks for all the prayers, well wishes and support!

The Rain Just Keeps Falling

September 15th, 2018 at 09:20 am

We have made it through the high winds and still have power. The next worry is the amount of rain moving through our area. We expect to be fine in our home as we are not near a body of water that would flood to the point of affecting the house. The county is encouraging people to stay home since trees falling could be a bigger possibility with the amount of rain saturating the ground.

There are tree branches down in the yard, a small tree (12 feet) that is leaning in the backyard that will probably need to be staked at some point. A vent cover on the outside of the house is broken. Our neighbor next door has a pool with a white fence that lost a few panels that connect to our yard. The other neighbor lost part of their fence when a rather large tree fell down just outside of it. All minor really compared with what those on the coast are dealing with.

No spending here the last few days, since there is no where to go or reason to spend. I did sign up for free 7 day trial with Hulu so we can watch our football team play today.

Still Have Power

September 14th, 2018 at 11:35 am

An update, since I'm sure you are curious.

Our area still has yet to go through the brunt of the storm. We are getting a lot of rain and the wind gusts are getting stronger. The worst is expected over the next eight hours or so. We still have power, but we appreciate any prayers for us and all who are in the path of the storm.

Free Shorts

June 2nd, 2018 at 04:16 pm

I bought a cute Columbia Skort from the Exchange a couple weeks ago for $31. I was able to squeeze into a Large. I went looking on eBay to find another color for less. I found one for $20.99 in grey, size Large. Turns out the seller had an error in their inventory and didn't have what I ordered. So their solution was to refund my money and send me a pair of Columbia shorts in the same size. Amazing!

I received the shorts today, new with tags. They are black size Large. I can squeeze into them, but they are actually a little small. I guess I will hold on to them for awhile and see if I can lose some more weight to make them comfortable...otherwise, I have some shorts I can sell and make some money!

I'm impressed with the seller. I would have been fine with simply a refund. I didn't need them to spend money on shipping and send me another item from inventory they could have sold for cash.

I did give them a good review! Smile

Cash Back Amex & Boxed.com Offer

February 13th, 2018 at 09:48 am

I was checking to see if I have the Boxed.com offer on my American Express card today, after Ceejay mentioned it the comments of a recent post. Yes, I do. I will likely take advantage of stocking up on household items so I can get $20 off the $75 purchase. I will check prices of course to make sure they make sense.

I have the American Express Everyday Cash Back card. [url=http://refer.amex.us/CARRIFnrTv?xl=cp34]Apparently I can refer others, and earn $75 per referral.[/url] If you also apply, you can earn $200 statement credit after spending $1000. There is no annual fee. Always read the fine print and don't open credit cards you don't have a way to pay off before interest accrues.

Oh, and I do have a referral for Boxed.com too if you are interested in buying in bulk.
[url=https://www.boxed.com/invite/QV6LX
You get $15 off your first order and I receive a $15 credit.[/url] Check it out and see if it make sense for you.

Thanks in advance for anyone that uses my links!

My Friend Has A Plan To Get Out of Debt

January 15th, 2018 at 11:54 am

I had a fun chat with my best friend last week! She and her husband have been in debt for a long time. I know there is mortgage debt, student loans, credit cards and car leases. Exact details I do not have.

Her husband is quite interested in upgrading their home. She is as well. However, while the bank would no doubt loan them the money because they have excellent credit, she knows they are in over their head with payments. She knows they need to pay off some debt and get some cash in the bank.

I'm not sure her husband is entirely on board yet, but her goal for the next 18 months is to pay off 1/3 of their debt. I believe this is all on credit cards (the portion she is looking to pay off). She would also like to save $10K. I think these are excellent goals. They may not be what you or I would do exactly but they are a start in the right direction and thinking.

Their youngest son will be graduating high school at the end of that time and the possibility of moving to another town in their state is high. So really buying a bigger home now doesn't make sense anyway. She has a large extended family and does want a larger home than the 1900 sq ft they have now, but she probably needs to talk her husband down from the 3700 sq ft homes he is looking at.

I think I'm just excited that she finally seems to see that they can't keep going forward the way they have. She knows that buying furniture on credit isn't smart. Thus she also would want to save cash for furniture for any new home. Yes, that is the right way to do it!

Now I just really hope she can get her husband on board!

Merry Christmas Blessings!

December 24th, 2017 at 09:37 am

May you see the blessings already abundant in your life right now before the gifts, food and gatherings. We all have things we can be grateful for and they are not dependent on a holiday of perfection.

Wishing you peace today, tomorrow and always!

Merry Christmas!

Thinking About Ending My Blog

November 9th, 2017 at 04:31 am

The idea to stop my blog came to me last night. I'm not exactly sure why, other than I feel like I write the same things. But then again, maybe there are readers (lurkers) who want me to keep writing. If you are truly getting motivation from my blog, I'd love to hear from you, particularly if you are just lurking (not a regular commenter or blogger). What content do you like, what would you like to see more of?

I'm not leaving yet. I will let you know if I do.

Equifax Breach

September 9th, 2017 at 05:48 am

Probably a good idea to check and see if your credit information was compromised by the Equifax Breach. [url=https://www.equifaxsecurity2017.com/potential-impact/]Here is the link[/url].

Turns out my husband and I are affected. Frown

I'm going to check my daughter's also, but need to dig out their social security numbers.

Next step is to sign up for the credit monitoring service. We are already signed up because of the [url=https://www.washingtonpost.com/world/national-security/chinese-hackers-breach-federal-governments-personnel-office/2015/06/04/889c0e52-0af7-11e5-95fd-d580f1c5d44e_story.html?utm_term=.cf7ba622fb31]breach that happened with the OPM[/url] (Office of Personnel Management). We will, of course, sign up again! It seems like it never ends!!

Were you affected this time?

All The Things I Want to Say About Money

June 7th, 2017 at 06:33 am

I came across this [url=https://www.becomingminimalist.com/advice-money/]blog post today[/url]. I feel like I could have written this post. I think these things. And I usually don't say anything unless I would be asked advice.

I do find it interesting that people don't see the disconnect between their actions (the spending) and the way they talk about money.

If you want to go on vacation (where you fly somewhere) and you earn $100K, you can make it happen. It doesn't have to happen every year. I know people who buy excessive (not necessarily expensive) clothes, eat out frequently, get their nails and hair done professionally, have children in MULTIPLE activities, yet don't have the ability to make a trip happen.

Now everyone has the right to choose how they spend their money, but don't speak as though you don't have control. The majority of the time we have much more control than we think we do.