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Archive for February, 2012

Redeemed Paypal

February 28th, 2012 at 08:07 am

I'm having my Paypal funds transferred to my checking account in the amount of $27.80. The funds are from an Ebay sale and Pincone surveys.

I was right that it was a good month for Pinecone surveys. I completed six for a total of $18.00. The Ebay sale was a pair of jeans that netted me $9.80.

These funds are snowflakes towards the Christmas Fund. I will post a complete update of all those funds in a couple days.

How many Pinecone surveys did you complete this month?

Rewards Check Arrived!! (And other updates)

February 27th, 2012 at 11:47 am

My $200 CitiDividend Reward check arrived today in the mail. Time to close that card! I'm going to attempt closing online. Those funds will just be saved for now. There is a move on the horizon!

I was paid another $3 for a Pinecone Survey. Those have been plentiful this month. I'm also trying to earn lots of Swagbucks today...it is the site's 4th Birthday.

I've kept up on the green smoothies. Only two more days to go until the end of the month. I might actually need to run to the store for more greens before Wednesday.

Oh, and I have a Goodwill run to make. I found a bag of things that don't need to move with us. Lots of cleaning and organizing will be happening here.

Move Update

February 25th, 2012 at 06:59 am

Wow! It's been a whirlwind of a week in regards to this move being determined. We started off with a list of 70 positions/locations to choose from. We made a list of 7, as requested, and ranked them. This list included our current city, as well as, one other position in our state.

The first response back from the Army eliminated ALL 7 choices. They came back with 5 choices that would be better for DH's career. The five choices were located in CA, WI, TX, and WV. We again ranked the positions, putting Texas at the top of the list. It was pretty hard emotionally to know we would leave the state we have come to love.

Before that list of 5 was final, another position opened up in NM. We had to throw it into the mix of rankings. New Mexico looks beautiful, but we eliminated it based on what DH knows about the unit and their status on the deployment cycle.

And then guess what happens after our list is submitted? The Army comes back and offers a position here in our current state that was on our original list of 7 choices. I'm in the middle of researching schools in and looking for rental homes Texas. Talk about being thrown for a loop!!

So, we have accepted their offer to reside in our current state. We will need to move, but it's just two hours east of our current location. We are moving farther away from family, but it's still a weekend drive for a visit, rather than an airline ticket.

My oldest, high school daughter, is the happiest she has been in this whole process. My younger daughter is disappointed as she was looking forward to Texas and an out of state move. I was more worried about my older daughter, so the stress has eased.

Logistically, moving 2 hours away is sooo much easier than moving 12+ hours away. We can hop on the interstate for a day trip to check things out just about anytime. Happy. Happy. Happy!!

Financially...our housing allowance will drop by $300. It is an area with slightly less expensive housing. However, it will go back up near the current amount we receive next year when DH is promoted. I can work with that. Besides, if we can get the house sold quick enough, we will be back to running just one household. It all works out.

Now to decide to rent or buy. I was originally thinking rent, but wonder if I really should consider buying (only once current house is sold) since rates are so low. It also seems our choices might be much greater too. I will start running some numbers soon.

Soooo...that's the news here. Can you believe it?

Green Smoothie Challenge: Day 24

February 24th, 2012 at 04:19 pm

I have yet to make my smoothie yet today, but it will happen. I need to drink it just to get enough calories in for the day and to offset the chocolate eggs I ate! Smile

My smoothie will have banana, mango and romaine. I'm trying to use up what I currently have on hand before I buy more of anything else.

My youngest daughter has been drinking smoothies, but not of the green variety. She likes hers with milk (or almond milk), banana and mixed berries. It turns out very purple! I'm happy with that change for now. Greens can come later.

In financial news, I was paid for another Pinecone survey today and then took another survey for them today as well...so another $3 will be on it's way on Monday. Just more that can be added to the snowflake total this month. Yipee!!

$8 Coupon For YOU!

February 23rd, 2012 at 06:32 pm

I purchase my vitamins online at iHerb.com. The company sent me an email today stating that I could offer new customers $8 off their first order through February 29.

Use this [url=http://www.iherb.com/Supplements?rcode=FIN012]link[/url] for the coupon. You can receive free shipping for orders over $20. I think this is before the coupon, but not sure.

I just purchased my daily vitamin, NOW Liquid Mulitvitamin, from them yesterday. I can swallow small pills, but larges ones are difficult, thus the liquid. These seem to absorb fast too.

If I were to buy my preferred vitamins at the local health food store I would pay at least $22. At the iHerb website, I pay only $14. I think I have paid even lower a few times!

The site offers more than just vitamins, but soaps, teas, shampoo, supplements for many ailments, as well as flour and nutritional bars. It's worth looking at if you buy any sort of health product. Just see if it might beat the price you are already paying!

What kinds of things do you order online just to save money?

Green Smoothie Challenge: Day 23

February 23rd, 2012 at 03:29 pm

I did have my green smoothie today. It was a repeat of Tuesday's with the banana, romaine and mango. I didn't get yesterday's in. Oops!

Skipping 5 days of this challenge last week seems to have messed with my motivation. I'll keep tying to get one in each day until the end of the month.

Christmas Snowflakes

February 22nd, 2012 at 06:07 am

I earned another $6 from Pinecone surveys and received the money in my Paypal account yesterday. I will pull the cash from that account at the end of the month and officially add it to my 2012 Free Christmas Fund.

I noticed we earned some more debit rewards equal to $25. That will count as well once I cash those points in.

I'm also have enough at MyPoints to cash in for at least a $10 gift card somewhere. I'm going to keep these points going as long as I can this year. I'll redeem them much later this year for gift cards.

On Swagbucks, I maxed out the $5 Amazon gift cards this month worth $25. I have 900 points that I will try to accumulate towards something by the end of the month. If I don't make it, then I will apply the points to $5 AGC in March. Either way it's a good deal.

I've been doing MySurveys too. I have enough to cash out for $10. I will cash out at $20, but I'm still 300 points short there. Those surveys haven't been too kind to me lately. Oh well. It's all good.

I will cash out what I can at the end of the month. I will also report an official total then as well. How is your Christmas Fund coming along? Any new snowflakes?

Green Smoothie Challenge: Day 21

February 21st, 2012 at 10:07 am

I did fall off the green smoothie wagon for about 5 days. My last smoothie was Wednesday. Then I was ill and not up for a smoothie. I've felt better for a few days, but a smoothie still wasn't quite right.

Today's smoothie was 24oz and about 225 calories:

1c. water
1c. romaine
1c. frozen mango
1 banana

Yummy! As usual.

Requested Citi Rewards

February 20th, 2012 at 10:17 am

Since my first statement on the CitiDividend card cycled on Friday, my rewards were posted. On Saturday, I requested a redemption, which will equal $200! Per the website, the check should arrive in 7 days.

I did notice that Citi's reward program only allows you to redeem in $50 increments. I had about $209 worth of rewards. Once I hit redeem, it just picked $200. I didn't even have the choice to redeem for less. And I won't get those other $9 worth of rewards unless, I keep using the card and come to another $50+ rewards balance. I suppose this is common, but I found it different than Chase, which allowed me to redeem all my points with them to the penny. I would say I would definitely choose Chase over Citi, if it ever came down to it.

At any rate, I'm looking forward to my $200 check! Do you have any credit card rewards that you are cashing in soon?

Truck Loan Balance Drops

February 19th, 2012 at 03:32 pm

Funny. I almost forgot to check the balance on our loan after Friday's recent payment. We paid $34.95 in interest, and $294.18 went to principal.

Our new balance is under $12K at $11,824.54. I am really looking forward to a balance under $10K. Getting closer!!

Financial Progress

February 17th, 2012 at 07:12 am

DH arrived home and promptly signed the $160 rebate check from Goodyear. It is now in our bank account. I have made a payment of $300 to pay off the tires in full. We will then close this card. Yipee!!

I was able to make DH's final 2011 Roth contribution yesterday. If you remember, last week, I accidently authorized the buy from a closed bank account rather than our current bank. It took a week for it to correct in their system. Maybe he ended up with more shares for his money than I did. I'll have to check.

My life insurance application was approved and effective yesterday. I signed the electronic documents. I thought premium would be effective this week, but it isn't showing up yet. Maybe it is effective next month? Not sure. At least I can now, rip up the bill from previous life insurance plan. This change has saved me $330 per year. Yes!!

I made the final payment on the CitiDividend card, using our bank's bill pay system. It arrived yesterday and I now have a zero balance. Statement cycles today and I should receive $200 in rewards. I will cash those out as soon as I can and then close that card, too.

I'm feeling better than yesterday, but still a bit worn down. I'm hoping I can rally a bit to enjoy spending the weekend with my husband!!

Have a super weekend!!

No Smoothie Today & Moving

February 16th, 2012 at 07:51 am

I'm a bit under the weather and don't think I could tolerate a smoothie today.

We submitted our original seven locations to move to, including to stay here, but found out my husband was denied all seven options. He was given five new options that would be better for his career. We are a bit shocked, but will grieve the loss and move forwards.

The five new options must be ranked and turned back into his career manager tomorrow. Luckily, DH is arriving home tonight so we can talk a bit face to face about our decisions.

The five locations we are choosing from are:
Charleston, WV
Los Alamitos, CA
Fort Hood, TX
Milwaukee, WI
Jolon, CA

I think we are leaning towards Texas as our first choice, but we could end up living in any one of these towns. Feel free to comment about what you know of these areas. All insights are appreciated and welcome.

Now, I'm going back to bed. And hope I feel better in awhile to pick up my daughters from school.

Green Smoothie: Day 15

February 15th, 2012 at 09:20 am

Officially, half the month of February is over. I have had 15 green smoothies. I don't know that I've noticed too many changes, but none of it can be bad for me.

I've read stories where people who have had green smoothies for a month or more have had moles fall off and hair change back from gray/white to normal. And there are even bigger changes such as diabetes reversal (type 1 & 2) and elimination of allergies.

Today's smoothie was like yesterday but with banana and celery added. Total calories for 24 oz is 205 calories.

1c water
1/2 banana
2 ribs celery
1/2c crushed pineapple
1/2c frozen mango
2c spinach

Only two more weeks to go! I would like to incorporate this into my regualr diet, however, I expect I won't be announcing it everyday here. Unless my few gray hairs go away. Smile

My Comments On Valentine's Day

February 14th, 2012 at 10:04 am

Yesterday felt a bit more like Valentine's day to me. Primarily because the valentines all arrived in the mail and by FedEx yesterday.

My DH sent cards to me and each of the girls. Cost: $3.49, $4.49 and $5.99. Plus a stamp to mail each of them. Flowers also arrived. The cost I see posted on our account was $47.96 for those. They are pretty.

Here's a picture.



I'm guessing this would be a $10 to $15 bouquet any other time of year, epecially if it wasn't shipped from California. Luckily, he didn't buy a vase to go with it. He has done this in the past. I've told him I have multiple vases.

That's a grand total spending of $64.57 including tax. An average of $21.52 each.

I'm not mad about my husband's spending. The flowers are pretty. It is really the only time of year he does make extra effort, other than my birthday. So I got to love him for that.

I personally did not send DH a card, or a gift. He's coming home this weekend. I was hoping for an inexpensive lunch or dinner out for all of us.

I also have not purchased cards or gifts for the girls. We are beyond class parties and the excitement has died down. I might make a simple valentine out of some scrapbook paper I have. Because I do love my girls and want them to know that I do love them on Valentine's Day, as well as, every day of the year.

They girls get the joy of going to the dentist after school today, thus a reason I'm skipping candy this year. We will have our traditional pasta dinner tonight by candle light. They look forward to that the most, I think! It really is the simple things.

Tell me about your Valentine's Day. Spending big or frugal? Or do you just opt out of it all?