Contributions to our Pot of Possibilities (POP) for June!

Paycheck 6/1 $260
Paycheck 6/15 $260
Oldest Allowance $100
Total Interest $92.85
US Bank $12.32
Chase Rewards $17.87
Amex Rewards $51.39
Discover Rewards $0.37
USAA ATM refund 3.50

June Total $798.30

YTD Total $4,593.16
New Big Goal Total $76,677.09

Potentially could have included an Army Travel payment made to us this month which was over $1000, but for now we are holding it seperate for some potential expenses. I may reconsider however!

It's time to report interest income. Interest rates are far lower, and we lost a great rate when a recent CD matured.

FNBO $27.20
NFCU $65.43
USAA $0.22
Total $92.85

That's about $70 less than last month. Interesting times. The good times don't always last do they? However, we are very grateful for what we do have.

These funds have been added to our Pot of Possibilities!

My husband is out of town for work. He finally had two days off in a row on Saturday and Sunday, but worked Monday (Memorial Day) Strange times we are in, where the time off happens away from the family. But this is really like a deployment for many, so I have to look at it through that lens and be thankful that most days I have been able to see him.

They gave him the option of flying or driving to the destination. He could also have rented a car. He decided to drive his truck, which then prompted us to get some maintenance done that we knew was going to be needed soon. He got four new tires, rear brakes, brake fluid flushed and an alignment for about $1300.

The destination is about 900 miles each way. Mileage is paid at 57.5 cents per mile. This will give us a payment for about $1,035. I think we will bank this money in our Pot of Possibilities once it arrives. We had already been saving for the maintenance and that account is still flush with funds.

Don't worry planning for the second wave is happening, as is planning for hurricane relief in the age of CV. My husband, along with his team, have submitted these plans to higher ups multiple times. There are so many inefficiencies in government, so frustrating to observe. The Army Reserves is rarely deployed on the homeland, so a whole new era of responsibility.

My husband IS on the promotion list for Lieutenant Colonel. Now we wait for orders to make it official. It may take 6 months to get those, as only so many are processed and approved each month. We are grateful for increasing income and feel very blessed to have employment in a time when many others do not.

And on a completely different note, I'm buying a slightly used Crockpot today for $20. The one I had from our wedding (24 years) ago went out around Christmas. I have been pondering an Instant Pot, but haven't found the right price. So a crockpot it is for now. I have a lot of dried beans I have been putting off making because of it. Yes, I know I can use the stove and a pot, but I'm so used to the CrockPot! I am excited.

We have our auto insurance through USAA. We have three cars on our policy. Just like many of you we received a credit recently because fewer people are on the road, less risk, ect. That first credit was $97.45.

We were notified this week we are receiving another one month credit, specifically 20% of what is equal to one month premium. For us that is $46.39.

Our six month premium was due May 4, so the first credit did reduce our payment owed. Now we have this credit, so I assume it will get refunded to our checking account. Or maybe it will just sit there until our next insurance payment is due. I should look into the specifics.

I am going to put these credits into our Pot of Possibilities, so they can do their magic. 😀

Are you getting another return of your auto insurance premium?

A few credit card rewards have been tossed into the Pot of Possibilities this month. I usually report these at the end of the month and I will again at the end of May. But it's kind of fun to write about tossing them into our new pot!

Chase Freedom $49.38
US Bank $12.32
American Express $52.86

That is $114.56 into the pot in addition to our two monthly contributions of $260 each. These happen on payday.

Next month I'm increasing the two monthly contribution to $310 each because we are discontinuing giving our oldest daughter her monthly allowance, which was $100 per month.

Looks like my husband is traveling for work and will be gone about two weeks. I expect there will be some per diem money that we can save in June after his expenses are submitted.

The Pot is growing!

I'm a little frustrated as I thought I could open a new NFCU CD and add to it. I did apply to start it off with a $1000 that we have there, but now I find out that I was wrong. We cannot add to this particular CD. I'm going to try to cancel it as it is still in the application process. Worse case we have a small CD! I just like all things neat and tidy, but at least it would be earning more than it had been.

Here's the interest we earned on our cash savings last month:

FNBO $33.83
NFCU $122.32
USAA $0.16
Total $156.31

All interest is saved towards our Big Goal.

We are paying ourselves back for money we put down on our daughter's car in May 2019. I am putting all sources of extra funds towards that goal. Here's what I found in March:

US Bank $12.33
Chase Rewards $9.92
Amex Rewards $45.03
Swagbucks (Paypal) $25
Ebay Sales $22.28
Pinecone $3.00
USAA Rebate $3.00
Army Travel Excess $119.42

Total $239.98

Prior Payback Balance: $254.69
New Payback Balance: $14.71

Well isn't that interesting! So close to payoff. I think it is time to call it paid back though. I'm pretty sure I sold at least two items locally for $5 each this past month...a bit of a blur, but I know I didn't allocate those funds to any pot of money. And I know we added money to our emergency fund far in excess of $4.71, so....

it's paid off!! Happy, happy dancing'!!

New Payback Balance: $0.00

All of these types of funds will go towards the BIg Goal starting this month.

We are paying ourselves back for money we put down on our daughter's car in May 2019. I am putting all sources of extra funds towards that goal. Here's what I found in February:

US Bank $12.33
Chase Rewards $7.10
Amex Rewards $46.06
Swagbucks (Paypal) $25
Ebay Sales $30.81
Army Travel Excess $122.15

Total $243.45

Prior Payback Balance: $498.14
New Payback Balance: $254.69

So tempting to just throw some extra funds we had at the end of the month on it, but I also know that we have another round of airline tickets needing to be purchased, possibly this week, so I'm just going to do the same as February and know that our rewards, sales and military travel payments will likely have this paid back this month!!

Looking forward to the debt payoff happy dance! Yes, I considered this a debt, even if it was to ourselves. 😀

I filed our tax return for 2019 on Sunday. The IRS and our home state where we file have both accepted the returns. My husband's income is exempt in our home state, so we owe nothing and since we didn't have any state withholding taken, there is also no refund.

We are getting a $1,308 refund from Federal. I had several years in the past where we tried to get closer to zero refund or owed, but I have skipped that the last two years because of tax changes and different credits applying for college expenses.

We have decided this refund will be set aside to assist with our youngest daughter's tuition bill. Her junior and senior years are higher tuition because she is an engineering major, so starting in the fall we will have an additional $1000 per semester on top of what we already pay. It is possible that she will get a scholarship that will reduce the costs.

I did run my oldest daughter's taxes through a program and she is getting a $94 refund from Federal and $34 from the state. We have not filed it yet, as I do want to run through it with her so she understands it.

In other money news, we had to buy a Blu Ray player. It sort of sounds archaic to buy one, because we do stream a lot of content, but we do also own DVDs and Blu Ray discs. We have also started renting newer releases for $0.60 from Redbox (after coupon code), which is less expensive than rentals through Amazon, ect. Our old player was cutting off the sound intermittently during playback. We paid $62.99 after a coupon and it's more than I really wanted to pay but we did shop around a bit and this was the one for the right price with the features we wanted.

I redeemed Swagbucks for a $25 Amazon gift card, and American Express rewards for $36.06. I also sold another item on eBay last night that needs to be mailed out.

What will you do with any tax refund you get this year? Save? Pay off debt? Or make an purchase?

I've listed quite a few things on eBay. I've already sold a pair of brand new jeans I never wore when I was that size! The other items may or may not be in demand. I have noticed that it is easy to keep listings up long term, through the Buy It Now option. Eventually someone seems buy many of them. I just have to manage how long I want the items that I no longer want sitting in my closet!

My husband traveled for work in January. His travel payment came through this week. He kept his expenses under the allowed per diem, which made us $122.15. That money will be allocated towards the Big Goal.

By the way our Big Goal is to save $200K towards our next home, possibly four years from now. It's BIG. It may not be realistic, or attainable, but we are moving in that direction. It may be some of the funds will get used for something other than a house. But I didn't want to spend years renting and not making some headway towards a home if that make sense. The effort and the progress is where I am currently focused. It's not necessarily what we do with the money when the time comes. As a saver it may be really hard to part with a large pile of cash, but I also want to keep debt, if any, realistic, too!

Are you decluttering? Are you selling anything to bring in extra funds?

We are paying ourselves back for money we put down on our daughter's car in May 2019. I am putting all sources of extra funds towards that goal. Here's what I found in January:

US Bank $13.00
Chase Rewards $3.82
Amex Rewards $67.30
Utility Rebates (2) $59.91
USAA Rewards $3.12
Pinecone Surveys $3
Ibotta Rewards $22.09
Swagbucks (Paypal) $25
Ebay Sale $5.37
Extra Funds $175

Total $377.61

Prior Payback Balance: $875.75
New Payback Balance: $498.14

I have extra funds that I could just call this done, so it's likely I will just call it done pretty soon. The extra funds listed seem to be an extra payment I added in YNAB to no detriment to the budget...so I'm leaving it. We did a very good job of keeping to a pretty frugal budget this month!

We are paying ourselves back for money we put down on our daughter's car in May. I am putting all sources of extra funds towards that goal. Here's what I found in December:

US Bank $13.00
Chase Rewards $13.77
Amex Rewards $57.06
Extra travel funds $58.40
USAA Rewards $9.14
USAA Subscriber Disbursement $193.20
Under Christmas Budget $17.75
Pinecone Surveys $6
Swagbucks (Paypal) $25
Ebay Sale $5.34
Discover reward $0.34
FB Sale $25

Total $424.00

Prior Payback Balance: $$1,299.75
New Payback Balance: $875.75

At one time I thought we could get this paid back by the end of the year, but it seems we had expenses I hadn't accounted for. But it feels great to get this under $1000! I feel really motivated to get this paid back as soon as possible.

All Christmas gifts are bought, wrapped and those that needed to be shipped have been mailed! Our Christmas budget is $600 and we came in under budget by $17.75. I probably would have been a little over budget, but I did get a credit for an item that came slightly damaged from Amazon (so it was free), and I earned some Swagbucks $25 that I used to purchase one gift on Amazon, in addition to using about $15 in Amazon credit card rewards.

I have some snowflakes fall around here!

I redeemed $47.06 in American Express Rewards this morning. Those are redeemed as a credit, but I record it as money sent to our Big Goal in YNAB.

My husband received a travel reimbursement from work and it was $58.40 more than his expenses. I saved it of course.

I also sold a salt lamp on Facebook that we had been given as a gift. I was paid in cash, but used the cash for groceries so I moved $25 out of the grocery budget to the Big Goal.

I received $3 from a Pinecone Survey in my PayPal account, too.

And the final snowflake (small amounts of found money) is a sale on eBay which netted us $5.34.

I'm a big believer that small amounts of money can add up, of course large amounts can too, but don't discount the small amounts to add up to something!

Did you come in over, under or on budget for your holiday spending this year?

Over a week ago, my husband's unit has a family Christmas party. I won a small cast iron pan with a cookie mix in it. It makes probably a four or five inch cookie. Not something I would ever buy, but I decided to give it to our youngest daughter with her Christmas check ($40). She does like to bake and I thought it would disguise and help me wrap the check! Worse case scenario I donate it.

My husband also won a $25 Target gift card from filling out a survey for our property management. A nice surprise! Wish I had known earlier, as I already bought my other daughter a $25 Target gift card! It's all good though, they will all get used.

Very small winnings, but winnings nonetheless!

In other small money news, I did redeem rewards on our Chase Freedom card for $13.77. I also sold a book on eBay that I need to mail out tomorrow. Probably made $5 on that. Less stuff more money!

Our girls arrive home on Saturday for their holiday break! We are looking forward to it.

USAA returns portions of our insurance premium every year, as member owners. Last year was around $80 if memory serves me correct. This year, and likely be how much more insurance we pay them our return is $193.20.

I just went to the email from USAA, and it says "this year the amount includes a portion of the proceeds from the sale of our Asset Management Company to Victory Capital". So not just because our premiums are higher due to our riskier location.

We will take it and save it towards the Big Goal, of course!

I also redeemed $13 in rewards from US Bank this morning, too.

We are paying ourselves back for money we put down on our daughter's car in May. I am putting all sources of extra funds towards that goal. Here's what I found in November:

US Bank $13.00
Chase Rewards $1.80
Amex Rewards $55.26
Electric Rebates $82.99
Extra travel funds $105.34
USAA Reward $1.62
Total $260.01

Prior Payback Balance: $1,559.76
New Payback Balance: $1,299.75

At one time I thought we could get this paid back by the end of the year, but it seems we had expenses I hadn't accounted for. But I feel confident we can get this paid back by the end of next year...hopefully much sooner!

Does my blog look blown up to the rest of you? It starts to load correctly, but then just looks huge (or maybe wide) on the screen. Thanks for the feedback!

The second thing is that we received another utility rebate check in the mail for $27.73. This one was also to be direct deposited. I received an email back from the utility servicing company that they are looking into why it was not direct deposited as directed by us.

I also haven't felt as compelled to write here, although I don't think it is directly related to the recent hack. I'm starting to focus on other areas rather than financial as the year comes to a close.

I have had a couple small eBay sales, with the one yesterday resulting in me under charging for shipping. I must not have weighed correctly or at all. I still made a couple dollars, but it was a bit disappointing as I had accepted a lower offer. All is good though, less things in my home!

There was a capital credit for $8.99 that we received from an electric company from two homes ago. Glad I updated our address so we could receive it.

Our electric bill has been under the average so sometime in the next month we will get a refund of $60+. It's been a few months since we received on, and I can't remember how long it takes the money to arrive.

Our insurance for all of the three cars we own plus the outrageous renter's insurance for this location is going to be charged to our card at the beginning of November. The charge is over $2,600. Luckily I had $1900 already saved, but I think I had not adjusted quick enough when we added our daughter's car in May. I add more, but I'm still a bit short, but will get it all adjusted and paid by the credit card due date. It just feels like so much money it makes me sick and is probably one of the top two reasons, I'm ready to move as soon as possible. And yes, I have done some checking on lower rates to no avail. There are a few other places to check, but I don't feel hopeful so I keep putting it off.

So that is what is going on from a financial sense. Keep moving forward right?!

I really don't stock up on things when I shop. Occasionally, if I see a really good deal, I will pick up extras. I guess I just like to know that I am only spending what I need, and not any more, and not any less.

This time of year I often stock up on personal care items and household goods to cut down on the need to keep up on having these things on hand during the busyness of the holidays.

I already bought the Halloween candy that we will hand out when Target had a 40% off Cartwheel offer last week. It's in the freezer and I haven't been tempted once!

Today, I bought quite a few things at the commissary. Toilet paper, tissues, Vitamin C, bar soap, dishwasher detergent, trash bags, dish soap, Bar Keepers Friend, toothpaste, laundry detergent, hair mousse, shaving cream and toilet bowl cleaner. The commissary has pretty good deals on these things, as general prices are 30% less than retail. I was able to use coupons which took $10.75 off the total! I spent $74.32.

I also went online and stocked up on even more toilet paper with

Well, it seems the site may be up, but posts only updated through mid April 2019. I haven't looked around much to see what is missing.

I had about given up! Some of us have been connecting by email and Facebook to figure out a new plan. More work to do to figure out where our rendezvous point is if the site goes down permanently.

I had made a financial blog on Blogger quite a while back, called Our Money Blog. I put some posts up that may have even been duplicates from here. But over time I stopped. Today, I posted a revival post.

I'm just going to send you

It's been a very frugal week!

I ate out of the fridge, freezer and pantry through lunch today and could have eaten another meal without buying more food, but my husband is on his way home and will want dinner. There was nothing left he would eat...not a fan of veggie burgers! So I went to the store and picked up groceries for the weekend primarily. Some items will carry over into next week.

I spent $40.65 out of pocket for some of our staples, including organic eggs, meat and almond butter. Cost was actually $50.65. I used a $10 NAPA Visa rebate from when we bought the battery for my husband's truck. I pulled that $10 from our grocery budget and put it in our Big Savings Goal.

I sold an item on eBay for a net profit of $3.73 and did a Pinecone survey and now have another $3 in my Paypal account. I also added these to the Big Goal Savings!

Other than the spending today, I did not purchase anything this week. Was your week frugal?

Spring break with the girls was wonderful! We had a good balance of relaxing, which they really needed and getting out to explore some things. We did several free things and had dinner out twice, so we easily spent under $150 for those kinds of things. Our grocery bill went up slightly, but that's to be expected.

I found a quarter out back in the alley when I was talking to a neighbor. I love finding cash on the ground!

I'm working on my next $25 Amazon or Paypal redemption with Swagbucks. I really just try to complete the To Do List on the left hand side of the home page. I try the surveys, but I'm not always successful, so as to not waste any more time, I do skip that one. I think Rose asked in another post about how to do it. I would suggest following Swagbucks Swaggernauts on FB for tips and pointers. There is definitely a learning curve. I have found a free malware extension on my computer helps with the junk that can come from using the site.

We received our $10 Visa rebate card in the mail from NAPA for the battery we purchased a couple months back. I plan to use it out shopping. I will then add $10 cash to the Big Goal.

I've redeemed some credit card cash back rewards and will update with a total for March when I report how much progress we made on our Big Goal this month.

We need to already be thinking about airline tickets for May! We will likely go back to the Midwest to help move our daughter's out and help our oldest daughter buy her first car. She is likely going to be staying back there this summer to take a class and get a job or internship. Lots of activity around here and spending.

I have three items I need to sell. Two should be able to go on eBay and the other should go up on a local sales page. I rarely do eBay any more since my main motivation was usually to sell outgrown clothes and toys. I saw a YouTube video the other day though that reminded me of how it is possible to buy items at garage sales and resell them for more. Something I might try and see if it keeps me interested. Clearly more work than finding items in my house!

Please excuse my random thoughts!

The tax refund did arrive as expected. It is currently in our savings account marked as Big Goal money!! I decided to act like it didn't exist in some ways. We were never expecting a refund, so spending it didn't exactly seem right. If we need an additional $1900 we can take it from our other savings or cash flow it.

I earned enough Swagbucks to redeem for a $25 Amazon gift card. I used it to buy cabin and engine filters for our two vehicles. Those arrived yesterday.

We learned this past week that the University our older daughter goes to overestimated her VA benefits for the semester. Once they received actual payment, they notified us we owe $595 by April 12. Our plan is to use her ESA to pay this. Her benefits were lower this semester, so this was the plan all along, we just know the amount we need to take out now.

Our girls arrive here today to spend their spring break with us. My husband took the week off, so we can do some more exploring of our new town with them. This likely means some meals out and money spent on entertainment.

I learned recently that American Express waives their annual fees for active duty military. I haven't taken action on that as I think we only have one card of theirs with an annual fee. This may give us an opportunity to use some of their other cards with higher annual fees and better benefits. I have more looking to do on this. Anyone have experience with this? If so which card do you use? Yes, we use credit cards, but do not carry a balance, nor pay any interest. Credit cards a financial tool that can be beneficial if used wisely.

February was the first full month that our 3.25% CD was in effect. The interest earned is reflected in the total.

FNBO $51.06
NFCU $113.87
Total $164.93

To compare, in January we earned $147.20. Higher interest rates do make a difference!

All interest earned is added to our Big Goal.

We primarily used our American Express and Discover credit cards in the month of February, and I think January as well. Just today I redeemed the most current rewards earned.

$66.71 American Express
$38.94 Discover
$105.65 Total Cash Back Rewards

The above cash back is being saved towards our Big Goal.

We use our Southwest Airlines Visa card to pay rent and a few other much smaller bills. We are earning a couple thousand points each month now. Specifically for February we earned 3,372 points. My account has over 35K points! We will definitely use most of those sometime this year.

We do not pay interest on our credit cards. We pay our balances in full each month. Credit card rewards do not pay off if you run a balance and are charged interest on your debt.

We have the US Bank Cash + card and use it regularly for 5% cash back on our cell phone bill. We had been using it for 5% cash back on utilities prior to our move to base (no utility bill here).

The good news is they have a new category that we can benefit from! 5% cash back on TV, Internet, and Streaming services. We use AT&T for internet, Netflix and Hulu streaming services that should all qualify. I was just explaining to my husband how much we pay on these things. And honestly we should cut something, but yet four of us actually do use these. So 5% cash back will help cut the sting of the costs.

This new category is effective April 1. I'm making a note on my computer, specifically in YNAB, to switch the billing to the US Bank Card near the end of March.

As you might imagine, I will save the cash back received towards our Big Goal!

Anyone else us US Bank Cash + card?

I've mentioned before that we are living on a military installation for the first time ever. One of the pros this time around was how much we would save on fuel for our vehicles with his commute being 4 minutes rather than 40 minutes. I'm trying to convince him to ride his bike to work, but so far a no go! He would rather buy a motorcycle if he was going to do that. Ha, ha,

We expect to save at least $200 a month. I'm still testing it. I'm purposely not budgeting $200 each pay period to see if that money is really extra due to the fuel savings. So far things seem promising, but this time of year tends to be low in all costs for us, so it's not entirely clear. And yes, $200 per pay period is $400 a month, which would be the higher end of fuel costs.

I guess I find it a bit of a game by holding that money out of the budget, not categorizing it in YNAB. Not sure it make sense to anyone but me.

I received a $5 settlement from some class action lawsuit, Olive oil I think. I like getting those in the mail. Always a surprise when they come to fruition! I've funneled that to our Big Goal, since small amounts add up.

"Believe in love. Believe in magic. Hell, believe in Santa Clause. Believe in others. Believe in yourself. Believe in your dreams. If you don't, who will?" - Jon Bon Jovi

Yes, I'm a big fan of Bon Jovi...probably tells you when I grew up. Fault me, I'm living on a prayer!

Here's some random money related tidbits:

I redeemed 2500 Swagbucks for $25, which has been deposited in my PayPal account. I also did a Pinecone survey, so I expect $3 will be added to PayPal tomorrow. All money will go to the Big Goal.

We have confirmed that an access code my daughter purchased and realized she didn't need will be credited to her bill by February 15. This is after the bill to the University is due, but we were told to just pay the balance minus the expected credit. The cost of that code was $174.21, so not a credit I wanted missed.

I contacted the VA representative at the University to find out why the final 15 days of Post 911 GI Bill benefits had not yet posted to our oldest daughter's account. The response was apparently some missed paperwork. They did a credit to the account with the expected amount, and will adjust when actual payments are received. For now, since the numbers are not firm, I am going to float the payment with funds in our checking account before I take money out of her Educational Savings Account. It seems we may not need to withdraw as much as expected!

I've been working on taxes. My biggest issue is the figuring the actual costs we have had out of pocket for each of our daughter's and which tax credit to take. The software (HR Block) wants me to use the American Opportunity Tax Credit for our oldest daughter, which I was hoping to skip and use next year, yet I'm not sure we'll have much out of pocket costs, so it's probably right to take it now. The software gives me an option on which tax credit to use for our youngest daughter and I was leaning toward the Lifetime Learning credit. You can only claim four years of AOTC, which has to be used before they graduate with their degree. Our oldest daughter is on the five year plan because of her double major. I'll get it all cleared up...I still have more than three months until taxes are due.

Oh, another thing with taxes. The 1098T which colleges use to report qualified expenses and scholarships and grants, is not consistent between the colleges. One daughter's college counts activity fees and the other does not. One includes books, the other does not. Just when I think I have things figured out they change!

We had a part replaced on our truck today. $174.45 after a military discount. I do have money in our car maintenance fund.

We are getting ready to travel to visit the girls in the future, so now I'm researching airline tickets, car rental, and boarding costs.

Lots of money going out, but we have the cash. I am grateful we always seem to make it all work, even when it seems overwhelming.

In January we earned a nice amount of interest on our savings. We always save all interest, even when we were paying on debt. Although back then our interest earned was piddly!

$66.07 FNBO Direct
$81.13 Navy Federal CU
$147.20 Total interest earned

In December our total was $118.73. We have increased our monthly interest by $28.47 because we moved a large amount of cash from one bank earning 2.15% to a CD at the other bank earning 3.2%. At about $150/month, we are on schedule to save $1,800 in interest this year.

We did a great job with extra savings this month. We only spent $31 on fuel for our vehicles. I think we both need to fill up soon! We saved toward the Big Goal as planned, but also since we were under budget we have added $545.05 to our emergency fund.

I've decided for 2019, continue the Big Goal saving with $350 a month ($175 each paycheck), add in credit card rewards and other snowflake money and interest earned. Any extra we save is going to our emergency fund. I think there are some expense we will incur in 2019 that are hard to anticipate the amount, so any extra cash saved will be helpful. I'd rather money from those come from what we have stashed and marked as EF money, than from our BIg Goal money.

Here's to a great year of saving!

I like to post our interest earned each month. I'm sure I forget some months, but I try. In December we earned $118.80 on our interest bearing accounts.

Now to total up ALL the interest.
$582.52 Navy Federal Credit Union
$632.16 First National Bank Omaha Direct
$1.04 USAA Checking
$1,215.72 TOTAL

Wow look at that! Over $100 per month on average. We saved every single penny of our interest. (We usually do.) It's currently going towards are Big Goal.

I'll update the Big Goal progress for 2018 very soon. Since I have money coming in from different sources and in different accounts it takes a little bit to compile it, but I will get it done because I want to know too!

Did you earn interest on your savings this year? How much did you end up with?