Equifax Breach

September 9th, 2017 at 01:48 pm

Probably a good idea to check and see if your credit information was compromised by the Equifax Breach.

Here is the link.

Turns out my husband and I are affected. Frown

I'm going to check my daughter's also, but need to dig out their social security numbers.

Next step is to sign up for the credit monitoring service. We are already signed up because of the breach that happened with the OPM (Office of Personnel Management). We will, of course, sign up again! It seems like it never ends!!

Were you affected this time?

Posted in Uncategorized | 13 Comments »

13 Responses to “Equifax Breach”

CB in the City Says:
September 9th, 2017 at 02:52 pm 1504965167
1504965167

I just checked, and yes, I am affected.
AnotherReader Says:
September 9th, 2017 at 03:04 pm 1504965894
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Don't sign up until you read the terms and conditions. You give up your legal rights if you sign up. You can't sue or become part of a class action suit. I am affected but I won't trade my right to damages for a year of their service.
jokeabee Says:
September 9th, 2017 at 03:21 pm 1504966911
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I am affected, but also apparently so is my mom who passed away 6 years ago, which seems really off to me.
creditcardfree Says:
September 9th, 2017 at 03:27 pm 1504967250
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Another Reader, thanks for pointing that out. I will read that more carefully.

@jokabee, so sorry!
snafu Says:
September 9th, 2017 at 05:17 pm 1504973846
1504973846

As I understand it, Equifax discovered they'd been hacked a few months ago; no explanation of the delay in reporting the situation. Has anyone reported identity loss or security breech? Does it mean if you forget to cancel the one year monitoring service, you will automatically be charged the annual rate in future years? Those who never check charges on their CC bills and who keep paying only the monthly sum to keep the account current, are vulnerable to the new credit monitoring charge each month.
ceejay74 Says:
September 9th, 2017 at 05:56 pm 1504976188
1504976188

I read on Twitter that someone entered "Test" and "12345" in the Equifax thing and it said they were affected. So they might just be assuming everyone is and acting like they've verified it!
creditcardfree Says:
September 9th, 2017 at 05:58 pm 1504976338
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Really ceejay? Ugh. What a mess!!
ceejay74 Says:
September 9th, 2017 at 06:11 pm 1504977099
1504977099

Yeah, I just checked again and many tweeters are claiming they entered made-up info and got the same message. Might be worth trying just to see if it's true!
PatientSaver Says:
September 9th, 2017 at 08:08 pm 1504984100
1504984100

I read that because of the backlash against their initial waiver of your right to enter class action lawsuit, that they dropped that.

Either way, I'm going to freeze all 3 credit bureau accounts for a while. I went ahead and applied for one last credit card bonus offer )Chase Freedom) so i could get a discount paying my car/homeowners insurance in a few weeks, and that's all i need for a while.

FYI, Equifax is not charging anyone to freeze their Equifax account.

And yes, I'm affected. I'm also sick and tired of these data breaches. Rather than remain vulnerable/worried/helpless, I'm freezing my accounts, which in itself only assures someone couldn't open a new account in your name. They could still try to file a tax return in my name. I suggest everone file their returns as early as possible.
Dido Says:
September 9th, 2017 at 09:36 pm 1504989391
1504989391

To Patient Saver's point: filing your tax returns early in the year is good, but not always possible. If you have taxable investment accounts, you need to wait for your 1099-B, which technically should come the end of January but very likely may be the end of February, and certain funds are likely to lead to revised 1099-bs. And if you have any investments that produce a K-1 (partnership, s-corp, trust/estate income), the deadline for receiving the form is even later.

As far as checking on your accounts: annualcreditreport.com offers one free report from each of the major services (Equifax, Experian, Trans-Union) each year, so if you space out your requests every 4 months, you can get a free report 3x per year with no limitations on participating in a class action.
My English Castle Says:
September 10th, 2017 at 05:31 am 1505017875
1505017875

Mine said neither DH nor I was affected. But who knows? My Citi card had a fraudulent charge from a housewares store in Seattle turn up today.
rob62521 Says:
September 10th, 2017 at 07:13 pm 1505067192
1505067192

I checked and neither DH or I are supposedly effected.
Joan.of.the.Arch Says:
September 13th, 2017 at 07:35 pm 1505327747
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Supposedly I am not affected, while my husband is. We are concerned about bank accounts being drained. We are headed to bank #1 (of 4) this afternoon to talk about what we can do to prevent our account being drained by an impersonator. Freezing credit probably won't prevent that, will it?

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Equifax Breach

13 Responses to “Equifax Breach”

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