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Viewing the 'Low Spend Month' Category

Pay Day, New CD, More Food Used Up and Snowflakes

July 31st, 2017 at 06:47 pm

It's payday officially tomorrow, but my husband's check is usually pending as a direct deposit the day before. Apparently I checked a bit too early today, as it wasn't showing up! An hour later it was, as it is suppose to be, pending for deposit. Whew!

I saw ladya70's post about the Navy Federal Credit Union CD at 3% and I quickly logged on to set one up! We have a $10K CD that is also at 3%, but it matures on August 10. I was going to be sad about losing that great rate. Instead I can roll all but the interest to this new CD which is good for 5 months. Maybe something even better will come along when that one matures!

I redeemed $10 worth of Swagbucks for an Amazon gift card. It arrived in my inbox today. I quickly logged on to claim and and used it to buy some joint supplements for our cat. I had another Amazon credit so my out of pocket cost was just over $3.

I had my first survey in a very long time from Pinecone. I completed it yesterday and received credit today. Once it is in my PayPal account, I will move it to the Big Goal.

I checked on my neighbor's dog, rabbit, bird and two beta fish while they went on a four day trip. She bought me a gift card for a new smoothie and sandwich shop that opened near us. I wasn't expecting anything as she watched our cat for an entire week! I had checked on the rabbit for two days before, but we were not yet even in my mind.

I used up the butter I mentioned yesterday by making cookies! Yummy! My daughter and I used up the leftover chicken taco meat for lunch.I cooked some quinoa today and will add some ingredients tomorrow for lunch which should use up some more ingredients. I also cut up a yellow watermelon for snacks. Tastes just like the red ones we are used to, but it sure looks like pineapple!

It's been a fantastic money day! Feeling blessed. Smile

Grocery Shopping & Using Up More Food

July 30th, 2017 at 06:57 pm

I spent $74 for food at the commissary today for food for the week. I'm feeding myself and our two girls. I'm very happy with the amount spent.

I made chicken tacos for dinner with the leftover shredded chicken I had. I added some chopped jalapeno that was free from my neighbor's garden. We still have leftover meat to use up likely for tomorrow's lunch. I also added salsa to my tacos to use up the last little bit in the jar.

We all ate leftover pizza for lunch that we bought out last night for dinner. I used up the last two Wasa crackers for a snack, along with about 1/2 c of frozen grapes.

I bought some store brand spreadable butter recently since our preferred brand was not available. We did eat some of it, but now I have maybe half a cup that I need to use in baking to use it up.

I'm thinking I may also make rice pudding with almond milk. I have more almond milk than I thought, so I need to find another way to use some up.

One other item I need to use up is half a jar of Kalamata olives. My mom bought them while she was visiting and we ate some, but now I have the rest! I do have one idea to put them into a Greek Quinoa salad recipe. I have most of the items on hand, just not all of them.

Tomorrow morning I'm having a smoothie to use up some frozen strawberries, and some spinach that is getting just past it's prime.

This effort to use up all the food has been very interesting. I can tell I didn't do as good of a job as I could in the past. I've been known to freeze things and eat leftovers, but I'm more aware of the produce expiring and looking for ways to use it up before it can no longer be eaten.

Tomorrow, I'm going to attempt to make hummus in my blender! I do have an immersion blender too that would likely work as well.

Lowered The Cable Bill

July 30th, 2017 at 06:29 am

I mentioned a couple months ago we were thinking of cutting cable altogether. We would just find things to stream online, which we do most of the time anyway. I never got around to taking the boxes in and cutting it off. An offer arrived in the mail offering a lower price for what we are currently getting with the addition of a few new channels, including ESPN. This is Spectrum, which just bought out Time Warner. We expect with our daughter at a major University we will get to see several of the football games on ESPN (although they can't show the marching band Frown ), so that was the pull. We will try it through the fall, and possibly cancel after. The lower rate is just for 12 months, at which time we will either be moving or have already cancelled.

The savings is a slim $11.59, which over the course of the year does save us $139.08. I better add this to our automatic savings so it doesn't melt, but actually gets saved!

Yesterday wasn't super frugal because my husband was home and we made a point to get out as a family. Our daughter is going back to college in just over a week. We played miniature golf $16, and went to dinner $70. But it was very enjoyable to be together and away from our devices. My husband and I did enjoy a bottle of wine ($9) on the porch last night.

I'm ready for a new frugal month! Are you?

Frugal Updates

July 27th, 2017 at 08:58 am

The out of pocket spending has been very minimal lately. There were at least two no spend days, maybe three this week. Driving around has been a bit limited, too, so less fuel consumed.

We made one run to the store for a treat, ice cream, yesterday. And just this morning I ordered some vitamin supplements online, spending just $20 and getting free shipping. Smile

I've used up the following from my list at the beginning of the month:

whole wheat pasta
chia seeds
poppy seed dressing
most of the hoisin sauce

Today, I finished up the cereal I found in the cupboard that the girls said they were not going to eat. I ate the last of the strawberries with spinach and the poppy seed dressing for lunch. I also had the last chicken dog in the fridge with some stir fry veggies from last night.

I turned off our sprinkler system for two days this week partly due to lots of rain. That should save a little money!

I'm starting a list of school supplies needed. I don't expect the number of items to be much, but the cost of the items will not be cheap. My daughter will go through at least four 2 inch binders this year at least based on our experience last year. I'm keeping my eyes open for a sale on them, because they are expensive!

Frugal Food Update

July 23rd, 2017 at 06:25 pm

From my original list I posted earlier this month these are the items I still have to use up. I do have other items in the fridge, freezer and cupboard. These are just the items I am targeting for getting used up.

1/2 pound brown rice
1/2 pounds white rice
1/2 box of unsweetened almond milk
1 can tuna
1/2 bottle of Herb & Garlic marinade
1/2 bottle of barbecue sauce
4oz of whole wheat spaghetti
1/4 bottle of poppy seed dressing
nearly full jar of tahini
chia seeds

I've been eating spinach and strawberry salads to use up the poppy seed dressing. So yummy! In fact, I ate that for breakfast today. Lunch was bean taco leftovers. Dinner was sandwiches and cantaloupe. For a snack this evening I ate three taco shells as nachos with diced peppers, green onion and cheese!

I know I can use up the almond milk with chia seeds to make some chia pudding. I will use some of the rice in dinner one night this week. We are having homemade pizza and I think I will use the barbecue sauce on it with chicken and onions.

I'm also wondering if I could use the lemon garlic marinade with vegetables? If I don't use it up by the end of the month, I'm tossing it. It actually has a lot of preservatives and junk in it that I don't really want to consume.

In other news, today was a no spend day for me. I'm pretty sure my husband bought groceries for himself. It was very hot and humid here today. I did turn up the air a bit upstairs so it wouldn't run quite so often. I also closed most of the blinds to keep the sun from heating the home.

Uber Frugal Month and Spending

July 22nd, 2017 at 07:26 am

I finally feel caught up after having guests for nine days. The home is cleaner, I paid bills, I took time for myself to relax as well as spent time with a friend.

I have not made any new progress with my list of items to use up. I estimate I used up half the list. But with guests the menu changed and more food was purchased that did not necessarily correspond with what needs to be used up. I probably should make a new list of food to focus on using before the month ends. I did my final grocery shop for the month yesterday. The grocery portion was $106.91. That should cover meals for three of us the rest of the month. My husband will be home next weekend, and he will also eat a few meals with us. In fact, I may give a few food items to him to specifically eat up!

And despite UFM, I've done some recent spending. We were on our very last three rolls of toilet paper (for three bathrooms), so I was motivated to stock up. I ended up buying four packages of 36 count Scott toilet paper for $23.99 each from Boxed.com.

I became aware that Boxed was offering American Express cardholders a $25 credit when spending $75 or more. I did two transactions, one was $75, the other $80, and received $50 in credits. I purchased four packages of 36 count toilet paper, two packages of 96 count menstrual pads, two packages of 5 count Degree deodorant, a large jar of pasta sauce and a three count package of 3 subject notebooks. All for $105.

Other spending last two days included cat litter, wet cat food, a rental textbook for the fall semester, and one way airline ticket. Not all frugal, but needed.

My best frugal action yesterday was line drying my clothing, and drinking water all day. Today, I will drink water, eat leftovers from last nights dinner, and rent a Redbox movie with a free credit I have.

How is your Uber Frugal Month going? Mine has been challenging, but I'm enjoying being focused on using up food and avoiding waste.

Guests Left

July 19th, 2017 at 12:41 pm

My parents left this afternoon after visiting for nine days! It was great to see them, but that was a really, really long time. I now feel like I need a vacation.

I don't think I spent too much money while they were here, as they took us out for several meals and even bought some of the groceries. We limited our trips out of town to two, which I purchased gas for. The museums and the beach were free, we also played a lot of games to keep ourselves out of the heat.

I do know some food was thrown out, but I now intend to use of the leftovers in the coming days. My meals may be a bit odd! The most frugal snack I bought was a large 2 pound bag of popcorn that cost me $1.79 at the commissary. We didn't use it all, but it made a lot of popcorn just using the pan on the stove. I had forgotten how fast and easy it is. That is a huge savings over microwave or pre popped popcorn.

I hope to have more updates soon, but for now a little rest before I get back into the routines!

Grocery Shopping & Using Up More Food

July 11th, 2017 at 07:28 am

I spent $139 at the commissary yesterday for food. I'm not sure this will cover all the days my parents are here, but it is a good start. I was hoping to keep it to $100, but I did put some extras in my cart. I do expect these items may help stretch my initial meal plans. We have a lot of fresh food we need to make sure to use up so none of it goes to waste.

Speaking of waste, I had to throw out two things yesterday that were past their prime. One was some milk that according to the package only expired on the the 9th, but had clearly turned days before. So glad no one tried to drink it! The waste probably amounted to 1 cup of milk. The other item was some sour cream, maybe two or three tablespoons worth. I was going to use it up in our taco dip last night but it definitely wasn't worth eating any longer.

Curbing food waste is a sure way to avoid wasting money and food. I know I toss out far more than we need to, so this Uber Frugal Month is a reminder to keep up on the expiration dates, and make an effort to use up before things go bad. Part of that starts with buying only what you know you will eat before something expires.

Yesterday, I ate the abandoned pasta micro meal that was in the freezer. I added the zucchini from the night before to it, so it was very filling. This morning I ate the waffle no one else would claim. I added peanut butter to it that I scraped out of the jar with a spatula. A lot can come out of a jar when you scrape it out. Today, I will eat the leftover taco dip we had for dinner last night, along with the last of the watermelon.

Looking back at my original list of foods to use up it seems I have used up almost half of the items, with portions of others. If I can get rid of the sauces and marinades this month that will help quite a bit.

And....my neighbor just stopped by with produce from her garden. I now have a large pepper, two roma tomatoes, a pint of cherry tomatoes, three jalepenos, two banana peppers and four of some other kind of pepper! What a wonderful blessing. My mom and I will have to figure out how to use up all the peppers while she is visiting.

Have a frugal week! Use it up before it goes to waste!

No Spend Sunday

July 10th, 2017 at 05:16 am

I didn't spend any money yesterday, although my husband did. He needed some groceries for his hotel room, and he bought gas for his vehicle. I will be glad when his class is over, so we can combine grocery expenses again. Just seven more weeks I believe.

I found signed up for Redbox texts and sent in a code to get a free movie. We rented Hidden Figures and watched that last night. Movie is just as good the second time!

Food is getting very slim around here. My oldest daughter was going to eat the waffle in the freezer, but realized we don't have syrup. So she refused to eat it. Ugh. I will probably eat that for breakfast tomorrow with some peanut butter.

Last night was pasta and sauteed zucchini. There is leftovers so one of use will likely have that for lunch. I actually need to get to the store before lunch as we will be out of bread before that!

I'm eating the last serving of steel cut oats this morning with some strawberries. Since we will have bread after I have been to the store, I will likely have a sandwich for lunch, unless no one claims the zucchini and pasta. Dinner will be taco dip, unfortunately this won't really use up any old food, but it will be inexpensive. I will use one of my Frito Lay coupons for a free bag to buy the Tostitos.

I'm expecting to buy lots of veggies and beans as my parents and my girls all lean to being vegetarian. The goal will be to eat all the food that I buy today.

Less Frugal Saturday

July 9th, 2017 at 05:02 am

Saturday was less frugal because three of us went to see a matinee showing of Spiderman: Homecoming. Amount spent $17.50. It was an 11:30am showing. I made a point to say I didn't want us spending any money on food and drinks, so we ate lunch at home before leaving. I know that saved us about $10-11.

My husband used a $10 gift card to get a wash for my van. We did purchase the gift card earlier in the year, as a fundraiser for our daughter's school. But at least no money out of pocket this weekend. We really need to be washing our vehicles at home, something to discuss with my husband. Smile Do you wash your cars at home?

We had homemade pizza for dinner. I used up the turkey bacon, the remaining tomato sauce in the fridge, and the pepperoni. We did buy mozzarella cheese and more turkey crumbles. I thought I would be using the turkey crumbles up on the pizza, but my husband had used those up for breakfast and wanted more for the pizza. He also bought a 24 oz package of mozzarella when one 8 oz package would have worked, and decided we needed shredded parmesan cheese as well. So a little overspending on food, but it will all get eaten at some point. I may need to make lasagna or something to use up the cheese.

Did I mention I was going to make chia pudding? I made a double batch with the last of the almond milk. It makes for a great healthy sweet snack.

Other spending: my husband's haircut, gas for my van (don't think it needed it quite yet, but he filled it), and alcohol. I've definitely cut back on the alcohol, we are both not drinking while we are apart. But it seems to be the go to on the weekends we are together. I was able to limit the amount I had, so progress for me!

The best part of the day was listening to our youngest daughter sharing the pictures she took on her Europe trip! That was a couple of hours of very enjoyable entertainment.

My parents arrive on Tuesday, so I think we can get through today with out shopping and I will go tomorrow to stock up for while they are here. I hope to incorporate some of the items I need to use up into the meals we have. I also need to be mindful of what I buy; making sure to buy ingredients that won't get pushed to the back of the pantry.

This morning I'm eating my steel cut oats for breakfast, with some of the frozen strawberries. For lunch I will likely have a sandwich with watermelon, and a very small side of the rice and lentils I had leftover. Dinner is likely pasta with a side of zucchini from the garden!

I didn't mention a couple items in the freezer we need to use up. One pasta microwaveable meal, that was bought for my girls but they don't like. A frozen homemade waffle. And several cups of frozen grapes. I do like these food challenges. Not sure the family does! Oh well. Smile