We have a Big Goal to save $200,000 to buy our next home, or at least a major portion of our next home in about five years time. This post is an accounting of what contributions we made in 2018 and where we are in our goal progress.
We saved all interest towards the Big Goal, $131/month direct deposited from my husband's paycheck, $216 each month that accounted for his 2018 raise, all snowflakes, gift money, military reimbursements for travel including a big one for our move.
I flag contributions in our accounts on YNAB, so I can go in and check mark them and have YNAB total them up for me.
Checking Account One $2,993.99
Checking Account Two $8,985.08
Navy Federal CU $2,154.52
First National Bank $632.16
Those numbers total $14,765.75!
2017 Big Goal Balance $46,836.39
2018 Big Goal Additions $14,765.75
New Big Goal Balance $61,602.14
That means we are now at 30.8% of our 200,000 goal!
In doing this I realized I need to move money from our checking accounts into higher interest earning accounts. I have too much money not earning interest. In fairness, a large amount of that money came fairly recently.
The progress is a bit slower than I would prefer. This year was fantastic, but $6,900 was a travel payment from our move. That makes a big difference! And we won't be moving every year. But we did do better than in 2017. We will keep moving forward. Anything saved will be helpful in the end.
2018 Progress on Our Big Goal
January 3rd, 2019 at 02:48 am
January 3rd, 2019 at 03:09 am 1546484979
January 3rd, 2019 at 05:29 am 1546493399
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January 3rd, 2019 at 07:47 am 1546501655
January 3rd, 2019 at 08:21 am 1546503663
January 3rd, 2019 at 02:18 pm 1546525133
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January 8th, 2019 at 12:46 am 1546908380
January 17th, 2019 at 01:19 am 1547687948
January 22nd, 2019 at 01:48 pm 1548164895