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The Retirement Accounts

December 16th, 2018 at 04:48 pm

I haven't checked our retirement and investment account balances since the beginning of October. I knew the market was down, and had lost most if not all gains. So I was avoiding looking. Today I looked....

the total balance is less than what it was on January 3 of this year. And we've been investing thousands of dollars. It's frustrating to see.

Of course, if I look at the share balance, that has increased because we bought shares. And these are not realized gains or losses until we sell. We don't need the money now and the market will recover at some point.

How are you feeling about the change? I hope you are staying the course when it comes to retirement or making the appropriate adjustments if needed.

2 Responses to “The Retirement Accounts”

  1. Smallsteps Says:

    I too took a look at my holdings and I am quite surprised that my accounts have faired ok.
    I have stayed about the same slight increase since last January.
    I did contact my CFP and plan a discussion of future but have had zero issue with staying the course.
    In the last meltdown when I had friends losing 50-60% I was down about 30% due to a very good advisor/ plan.

    Too many freak out and sell or quit investing and will pay for it in the end.

  2. Jenn Says:

    I'm in a similar situation. I calculate net worth monthly so I HAVE to look then even though it's tough to see. But just be glad that you're still buying, because it's a sale right now!

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