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No College Loans

January 30th, 2018 at 12:49 pm

I paid the University $4,383.69 yesterday for spring tuition and housing. It's primarily housing and books since tuition was covered by the Post 911 GI Bill benefits. So grateful once again that we have been able to provide three years of college expenses without loans. Once we get to 2019 for our older daughter it will get a bit more interesting. Not sure yet exactly how we are doing that, we have just under $5K saved in her ESA, but loans may be involved. I'll have to write a whole other post on that later.

Feeling very blessed!

5 Responses to “No College Loans ”

  1. jp Says:

    your daughter is the engineer, right? I have to say my senior year was the most "profitable" for scholarships. They should have a scholarship person for her college (not the university, but the college of engineering - or whatever specific college she is in & also the check the colleges for her minor(s)). Have her get in touch with that person (or persons) as well as ALL of her professors (past and present) and ask about scholarships. Apply to every one she even remotely qualifies for. Work with the scholarship people to find any and all that are even remotely close. I can't tell you how many scholarships I received simply b/c I was the only one that applied (or I was the only female that applied). Women in engineering are still scarce, so there's a ton out there that like to empower women (though don't do the online ones, unless the scholarship people can point you directly to something). Never lie on an application, however, if something doesn't pertain, leave it blank. An example: my master's was in planetary geophysics (my undergrad was engineering). There was a $6k mining engineer scholarship for a minority male student in the college of engineering with a minor in environmental something. I left the "are you a male in engineering" question blank, as well as the environmental portion. In my essay I wrote about mining water on Mars and tied it into future water supply sources on earth (got to tie in that environmental Smile, and that i was in the college of engineering for my undergrad. pretty much any engineering degree can be creatively linked back to another, so have her look in other engineering departments as well. Just apply, apply, apply. Applications are tedious and a pain in the butt, but most people are lazy so use that to her advantage. Apply to the "small" amounts as well - even if she spends 5 hours on a couple of $100 scholarships, if she gets even one, that's $20/hr, which isn't bad for a college student. Also, once she writes a couple essays, they can easily be tweaked for other applications, making them even faster to complete. Hope this helps and good luck!

  2. creditcardfree Says:

    jp, Thanks for sharing your experience! Our youngest daughter who is in her last her of high school is majoring in Industrial Engineering. We expect both girls may have loans, but our older daughter is a double major in music performance - flute, and graphic design. I would guess in some ways your advice still applies. I agree that getting a scholarship working out to $20/hr is time well spent in college.

  3. rob62521 Says:

    That is good news indeed! How smart of you to be able to find ways so there are no loans.

  4. FrugalTexan75 Says:

    Great news!

  5. LivingAlmostLarge Says:

    Congratulations on the accomplishment!

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