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Cancelled A Credit Card

November 18th, 2016 at 03:22 pm

I think the last credit card we opened was the American Express Gold Rewards card. It was less than a year ago. We met the spending requirement and received our bonus reward in gift cards earlier this year.

Yesterday, I had my husband call to cancel. It was in his name, and sending an email wasn't an option. He told me the woman did try to keep him as a customer by offering a $75 credit on travel expenses. We are traveling soon, but tickets and hotel are already covered. I'm glad to have it cancelled. It would have had a big annual fee had we kept it.

I'm getting close to wanting to cancel a Citi Thank You Rewards card I have. I did have some points, that I just redeemed on Amazon towards a Christmas gift. Those points amounted to $6.18. Happy to use, but we aren't using the card as we have other rewards cards we are using more regularly. I hope to get this one cancelled once I see the payment was recorded. I think I can probably sent a online message to get that done.

Have you opened or cancelled a credit card recently?

Posted in Debt | 4 Comments »

4 Responses to “Cancelled A Credit Card”

  1. LivingAlmostLarge Says:
    November 18th, 2016 at 04:22 pm 1479486146
    1479486146

    nope trying to buy a house so we haven't chased rewards. maybe after. I know it takes hits to credit.

  2. PatientSaver Says:
    November 18th, 2016 at 09:50 pm 1479505827
    1479505827

    I tried to get another BOA card with a $100 upfront reward after spending $500 and I wanted it becus it was Nature Conservancy co-branded, but they didn't immediately approve it online; am expecting to get some sort of notice via the mail and also thinking they delayed becus i already h ave at least 3 BOA cards. But yes, I have some I could cancel.

  3. Carol Says:
    November 19th, 2016 at 03:06 am 1479524792
    1479524792

    That's a good idea-- to "declutter" extra a cards. Thanks for the reminder!

  4. FrugalTexan75 Says:
    November 20th, 2016 at 02:30 am 1479609011
    1479609011

    I really need to get my rewards from the Citi card and see if I can change it into the double cashback card before I get charged an annual fee. put that on my Friday to do list!

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