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Uncashed Rent Check

November 4th, 2016 at 10:00 am

We changed how we pay our landlord at the beginning of October. Instead of writing a check myself, and finding the envelope and stamp, I set up the rent to be mailed from our bank using Bill Pay. I notified the landlord and it was fine with them. One of the owners let me know by text message that the check did arrive.

But it has not been cashed! I checked this morning and our rent check dated November 1 has been cashed.

Edited to add: Our bank will void the check after 180 days. Thus on March 30, 2017 that check can no longer be cashed.

So...should I say something? It seems so odd. Part of me hopes they forgot and never cash it. I can't imagine they will never notice, especially at tax time.

No spending yesterday by me. My husband bought coffee for work $6.29 at the commissary. Tonight we have the last high school football game (we go to see the marching band) which will cost us about $14 to get in the gate and about $4 for our daughter to purchase concessions.

9 Responses to “Uncashed Rent Check”

  1. Carol Says:

    Of course you'd love them never to cash it, but I would let them know. Storing up good karma, as it were.

  2. Petunia 100 Says:

    How do you know the bill pay check was not cashed? Did your bank tell you? Just wondering.

  3. creditcardfree Says:

    Petunia, yes I can see all checks and transactions that have posted online with my bank. This check has not posted. I don't know of another way to know if a check is cashed, do you?

  4. Petunia 100 Says:

    With my bank's bill pay, the money leaves my account when they send the check. I don't have access to any further information regarding when (or if) their check clears.

  5. creditcardfree Says:

    My bank doesn't withdraw the money until the check is presented to the bank for payment. I'm sure there are some payee's, such as big companies where it is more electronic, thus the payment is withdrawn immediately. However, for an individual, it's a printed check the bank writes and mails for me.

  6. Petunia 100 Says:

    I see; that's a better system. It is odd that the landlord wouldn't cash your rent check from September yet have already cashed November. They must have lost it. It also seems they must consider you current, or you would have heard about it by now.

  7. creditcardfree Says:

    I do think they consider us current. I revised my post the check that wasn't cashed was October, not September. They are pretty busy people, so it wouldn't surprise me if they misplaced it and aren't even aware that they didn't cash it.

  8. Bluebird Says:

    It's not your responsibility to make sure someone cashes your check, but I agree with Carol's comment.

  9. MonkeyMama Says:

    I would mention it. Though technically checks can not be cashed after 6 months or something like that, and that would be their problem if they forgot to cash it. We regularly see banks cash checks that our YEARS old. The banks just don't pay any attention to the dates, and I wonder if that is compounded by online type deposits. I'd personally want them to know. I wouldn't want that check to clear a year down the road or something - that would drive me crazy to have a big payment outstanding.

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