I posted a few days ago that we had $300 left in our budget until payday on October 1. We do have other cash, but we are saving that money! This is the money we can spend if needed.
Today my husband filled his truck with fuel for $34.45. I made a $25 donation to a charity. I paid the university for a book my daughter charged to her account for $28.73. I also asked my husband to pick up coffee at the commissary on post. He spent $23.38, which must be for more than coffee, but he's not home yet so not sure on that charge.
We are down to $193 and change left our budget for the next two days. I expect a couple more small expenses, but nothing major.
My daughter's flute lesson was cancelled so that will mean a credit of $25 on my account for next month. As a result of not driving to the lesson, it means I didn't get a chance to go into Kohl's looking for anything to buy with my $10 rewards coupon. So for now I have saved some money!
How much cash do you have left until your next payday? And when is your next payday?
Down to $193
September 28th, 2016 at 09:21 pm
September 28th, 2016 at 09:57 pm 1475099836
We do usually have a checking account cushion between $1000 and $15,000 (usually $5K to $10K) due to saving up to pay off credit cards, accumulating AS's quarterly tax payment money, etc. I just don't think of it as "real" money because it all has a purpose in the budget.
AS's money is the only unallocated cash, and it's usually going to fill various wants and needs as soon as it comes in. And her income is very unpredictable--she works pretty steadily but receiving the actual checks is a different story!
I've started skimming 50% of AS's net pay right off the top and shuffling it off to savings so we can someday check off a bigger "want"; if I don't do that, the money just dribbles away.
September 28th, 2016 at 10:27 pm 1475101678
September 29th, 2016 at 02:01 am 1475114474
And I have $75 in my gas envelope. October is a very busy house sitting month so I anticipate using that along with the October budgeted $140.
AND asking that question made me realize I have a travel advance from my business trip last week to cash! $207 toward the expenses of the trip (which were $140 as I cash flowed the meals from my regular budgeted amounts). I need to deposit that check and pay my credit card for the hotel room.
September 29th, 2016 at 02:17 am 1475115428
I'm looking forward to doing the October budget with DH tomorrow - with the overtime and the 3rd paycheck, it's going to have lots of dollars extra for different jobs.
September 29th, 2016 at 02:18 am 1475115535