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A Snowflake & Bill Pay

September 22nd, 2016 at 09:40 pm

On Saturday, a check arrived in the mail from our old electric company. It was a co-op so it was a return of capital credits in the amount of $19.07. I added that snowflake to our savings account.

I went through all of our accounts on YNAB today to make sure I had all of them reconciled. It was pretty easy since I had recently paid all of them down to zero! We really need to close some of our credit card accounts....as I'm really liking the idea of simplifying those.

I sent a payment to my sister by Bill Pay last week for a fundraiser her daughter was doing. I honestly didn't want the stuff, so let her girls pick candy, figuring it was a consumable and wouldn't add to the clutter, but would still support the school. This made me realize, I should use Bill Pay for our rent! I've been writing out the check and envelope and slapping a stamp on it every month for over a year. I was always so used to a mortgage payment being automatically deducted. It was nice! So I'm giving the landlord a heads up that the check may look different. I don't think there will be any issue, and now I know I won't forget, which almost happened this last month.

I use Bill Pay for our trash service, but all other bills are automatically paid from a credit card or checking account. What do you use Bill Pay for?

4 Responses to “A Snowflake & Bill Pay”

  1. CB in the City Says:
    1474582968

    I don't use it! All the bills are automatically withdrawn. The exception is my credit card bill -- I like to do that hands-on, so I go to the website and make the payment online. For occasional expenses, when I can't pay with a credit card, I write a check. Sometimes I use PayPal, too.

  2. scottish girl Says:
    1474612731

    Nice snowflake.

  3. VS_ozgirl Says:
    1474668403

    In Australia bill pay is called BPay and it's used pretty much everywhere. It's so easy, it's great. Cheque use declines more and more every year.

  4. FrugalTexan75 Says:
    1474686236

    I don't use Bill pay.

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