For a brief moment in time, we have zero charges on any of our credit cards! I paid them all off yesterday. There were no pending charges and we haven't used them since. That feels pretty good. We rarely have more than $1000 in charges at any one time, and we always pay them off before any interest would accrue. Technically, we pay them off twice a month when we are paid. Easy!
We put $1100 into savings. I need to build that back up after paying tuition earlier in the month. I also funded car repairs, auto insurance/registration, birthday and Christmas gift categories. Oh and set aside another $200 for plane tickets. We tend to do most of our savings in the second half of the month.
I also paid our vehicle registrations. The cost has dropped about $100 since last year since our vehicles are getting older. I think we will be at the current rate one more year and then the fee to register is just $50 each per year. Some advantages to older vehicles! I should recalculate how much I set aside to pay this each month to account for the difference.
Payday!
September 16th, 2016 at 02:38 am
September 16th, 2016 at 12:35 pm 1474025718
I also pay off CCs every month, but they've been high the past few months, not leaving much for my extra savings goals. I'm trying to do a better job scrutinizing each card swipe and tracking totals daily.
September 18th, 2016 at 01:22 am 1474158133