I was reconciling our Citi Thank You card on YNAB today. I still don't have it quite balanced, but I did find two $25 Category Bonus that were applied on July 12. I didn't have any points to redeem, so these must have been applied from some promotion. Not exactly sure what that was! So an extra $50 is a nice surprise. I added this cash to our emergency fund.
The other surprise was a class action settlement from Kashi that arrived in the mail today. It was for $44.08! I quickly deposited it to our savings.
I added up the interest (which was expected) earned in our savings accounts for the month of July. A bit fat $81.35 to add to our savings. We never spend our interest. We just let it keep accumulating. If I had some sort of debt, I would be throwing it that way!
Since I was thinking about early retirement. I looked up the dividends we've earned from our investments last quarter. $1518.17 from our investments at Vanguard. This was the total ending June 30. My husband has an account with American Funds and that one paid $860 in December. It seems to pay annually. Currently these are all reinvested. But in retirement these could be withdrawn. If those quarterly amounts were somewhat equal that would mean over $6K in income based on what we currently own. That's very promising!!
Unexpected Snowflakes
August 1st, 2016 at 11:46 pm
August 2nd, 2016 at 02:44 am 1470105858
We have about 58k rewards points with Citi right now. Our plan is to throw it at the student loan - I just have to figure out how to get DHs account info and then find out for sure if they'll accept a third party check .... That'll be over $500 to throw at it once I get that all figured out! (His student loan is being transferred to Nelnet right now, and all the documentation he has are letters regarding the change .. no account numbers, account balances, etc., etc. Oy vey!)
August 12th, 2016 at 05:28 pm 1471022920
August 12th, 2016 at 05:35 pm 1471023328