My husband and I sat down and did our budget last night in YNAB. This is our third budget of income and it seems like it is getting easier. I expect it will keep getting better too.
One neat thing about YNAB is that you can click on a category and see the transactions that flowed out of it. For example in our Household category we had spent about $122 during the first two weeks of the October. We talked about doubling it, but then when we looked at the transactions we recorded there we realized that $42 was an Amazon purchase that I had but actually had snowflakes that covered it and the YNAB cost of $54 was in that category. These were unique expenses that we don't need to be part our budget for the remainder of the month. So we simply added $35 to cover the remainder of October.
We paid off all transaction that occurred on credit cards since the beginning of the month. And I paid off the Citi Thank You card IN FULL that I mentioned needed to paid by the end of the month to avoid interest!! That feels so much better to have that off our plate.
The next 'bill' we need to be aware of and budget in is our airline tickets we purchased earlier this month for Thanksgiving. I believe this is due in the last part of November. The charges were $882. I already found about $25 to apply to it. If we can stay under budget this month then I will send the extra in to start working on that charge.
Moving right along!
PayDay
October 15th, 2015 at 02:47 pm
October 15th, 2015 at 03:27 pm 1444922853
October 15th, 2015 at 03:36 pm 1444923394
October 17th, 2015 at 01:28 am 1445045317