I redeemed some credit card rewards today for cash! I had $20.47 from our Chase Freedom card. And found out that our USAA Rewards has changed to redeem for cash in $1 increments. I've avoided using this card for sometime because of other rewards and how long it seemed to take to accumulate. I had $18 worth of points to redeem!
I'd really like to save these for my next Amazon 'want' which is a book shelf at the right price and style. However, we do have a lot of expenses coming up and I want to pay off the Citi card by the end of the month or at least by the early November due date. If I don't pay in full by then we will be charged interest. I can't let that happen!
The current Citi balance is $633 before these rewards. A majority of the payment will easily be paid off on payday in two days. Basically we are going to budget for as much as we can predict for the rest of the month, and then send the rest to the card. If not paid in full by month end we will finish on November 1.
We do have plenty of cash in savings, but I know this was accumulated from the extra spending. We need to tighten our belts and make it happen with current income if we can. And that will include the rewards for this month.
Credit Card Rewards = Snowflakes
October 13th, 2015 at 08:46 pm
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