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Gorgeous Day and More

September 13th, 2015 at 09:32 am

Oh, wow, it has finally cooled down a bit here in the Southeast! The humidity has dropped dramatically. I mowed our lawn for the first time (DH has down it all the other times) today and really enjoyed being outside. Exercise, fresh air and a trimmed yard all at the same time. And no money spent!

I have a couple transactions to put into YNAB today. We spent $30 at the football game (we basically ate dinner there). There was Walmart trip that night, too. And then yesterday my husband needed to withdraw cash for his trip. I guess I can't really record that yet since I don't know what he is spending it on.

I've been reading some ten day email subscription from YNAB that I signed up for. Today is Day 5. It's about budgeting with your spouse. I found a PDF of the entire series [url=http://www.youneedabudget.com/downloads/10DayCourse.pdf]here[/url]. It's probably all worth reading, but I particularly liked how the author wrote about budgeting with a spouse. I know it can be hard for many couples. We don't really do it and we are after 19 years of marriage finally going to take a stab at it. I sent the email to my husband to read before we start working on our next budget for this next paycheck.

I'm working feverishly to accumulate Swagbucks and Bing points so I can buy some wants on Amazon. I'm a bit out of practice and things have changed at lot since I was doing it on a regular basis. Any tips on how you like to accumulate your SBs is appreciated. I do have over 1800 and I'm looking to get 2200 to get a $25 Amazon gift card.

I've done two Pinecone surveys recently, but I'm just at 900 points. I like to wait until I'm at 1500 to cash out for $15. Fingers crossed I can get a two more surveys before the month ends!

I'm also listing at least three items on eBay today after I get my cleaning tasks done. If those items sell they will help me purchase some of these wants!! It sure helps to have a goal to spur me on to earn a little cash. That and I finally have some time to do so.

What financial goal are you primarily working on? If you don't have one, what would it be? Do you budget with your spouse? How often?

4 Responses to “Gorgeous Day and More”

  1. rob62521 Says:

    My financial goal is to make sure my Roth is fully funded for 2015 and then 2016 since I retire in June of 2016. I'm also trying to put as much away in savings so we have that cushion in case things come up.

  2. MonkeyMama Says:

    Retirement is probably our primary financial goal.

    I feel like my spouse and I kind of budget in silent osmosis (we just have always seemed to be on the same page). But the reality is we probably talk things through on a constant basis. & not like in a formal meeting kind of way, but just the conversation is always open and ongoing. But we both like to talk about financial goals and so it becomes very natural in that sense. If both partners don't care about it as much or don't want to be talking about it quite so much, I think a monthly or regular meeting sounds like a good plan. (I certainly understand that most people don't have the kind of passion about personal finance that I do, and I think it should be a bit more on the backburner in those situations. Not ignored, but it doesn't have to a constant discussion either).

  3. Elle [is for Lemon] Says:

    Glad to hear the humidity is down! We are still pretty hot and humid here in the SW... Monsoon season is nearing the end though! Big Grin
    Great resource from YNAB... thanks for sharing!

  4. FrugalTexan75 Says:

    Did you see the podcast where they (Jesse and his wife) recorded one of their budget meetings? It was pretty interesting to hear. I'm curious what NEs and I's budget meetings will be like ... Smile
    My goals right now are finishing up the EF, then getting going on the car fund and eventually the house fund. (Although ... there may be another goal fund which may usurp the other ones for awhile. Waiting and seeing, but hints have been strong.)

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