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Things We Want to Buy

August 30th, 2015 at 02:59 pm

We seem to be making a mental list of things we want to buy. We don't have the cash to buy it all before the end of the year.. At least I don't think so. Tuition is a factor. That's part of the process we are starting on. Making the list, prioritizing and then making a plan/budget on how to acquire these things.

So here's the list at the moment:
A treadmill (more need than want)
A computer or tablet (not a need)
Two chairs for our living room
Lamps and table for living room

Seems there may be something else, but this is where we are starting. I do realize used are possibilities and that a tablet is cheaper than a computer in most cases.

I really think we are going to start using YNAB (You Need A Budget). At least I have suggested it to my husband. I think a budget on things like eating out and alcohol expenses would help both of us keep these to a minimum.

I'm excited at the possibility of working together on some of these goals. I don't know that it will go super smooth since I do tend to work on everything on my own. I expect I will still do the nitty gritty detail work on our finances, but talking a bit more and making some decisions together will be good.

Oh, and a reminder to myself we also need to figure in some airline tickets for our daughter to fly home and maybe for us to visit family. We live so much farther away from family than before we have not had a budget for travel expenses.

6 Responses to “Things We Want to Buy”

  1. FrugalTexan75 Says:

    If you do decide to use YNAB, there are tons of free classes offered to help, a very helpful and busy forum, and of course a number of people here (including myself) who'd be happy to answer any questions. Big Grin

  2. creditcardfree Says:

    Thanks, Laura. I did download YNAB! We haven't gone very far with it. We are discussing our current status of income, expenses, small credit card debt, and savings. So far so good! Smile

  3. alice4now Says:

    I'm glad you are trying YNAB, you can learn right along with me! Smile

  4. LivingAlmostLarge Says:

    Sounds good to me. Make a list of things to buy. I have a long list.

  5. starfishy Says:

    i've been loving YNAB so far! i'm taking advantage of the free trial before committing the $60. i will most likely buy it at the end of the 33 days... Smile

  6. creditcardfree Says:

    @starfishy, yes I figured why not try it free first. Now I have to budget the payment for early October! Smile

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