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Another Plane Ticket & Financial Clean Up

April 22nd, 2015 at 02:51 pm

My husband purchased a one way plane ticket home, the day before graduation for $320. He also bought travel insurance for $21. Not really happy about that. He also put it on our Discover card, but our I think our Citi card would have offered better rewards for an airline ticket. He gets so confused by all the rewards, so I just have to let it go. I'm looking forward to seeing him so that's the best part. He will be off work until our household goods are packed on the moving truck. We will all drive east together mid June!

I've requested that our Wells Fargo Propel Amex card be cancelled. I sent a secure email message. I need it cancelled before mid May to avoid being charged their hefty $175 annual fee. I did get that final reward of $25 and it just credited yesterday making the balance on the card $0! It was zero, but I accidentally make a charge to that card. All good now.

We have been having $500 deposited to a US Bank checking account each month from my husband's pay. I originally set this up to earn a $200 reward for opening the account. I'm pretty sure I'm going to cancel the account, but the first step was to get the deposit from happening. I made that request on the military pay site. It should be effectively stopped on May 1. So a cancel request will happen after that. The only other thought is to keep the account until after closing. Since there is a local branch our proceeds could just be deposited there, rather than a wire to our online bank (which often can cost $50!). A detail to look into and decide about.

It will feel good to lessen the number of credit cards and accounts we have open. Have you done a financial clean up lately?

Posted in Spending, Family, Organizing /Cleaning | 4 Comments »

4 Responses to “Another Plane Ticket & Financial Clean Up”

  1. chloe Says:
    April 22nd, 2015 at 03:15 pm 1429712125
    1429712125

    I just closed my Southwest CC that I opened last year to get the mileage bonus. I had forgotten about it, but then saw that the $99 annual fee had hit! So I requested that they close the card and refund the fee, and they did! It does feel good to have one less card to track, even though I wasn't actively using that card, I still needed to check in once a month to be sure no charges showed up.

  2. creditcardfree Says:
    April 22nd, 2015 at 03:30 pm 1429713048
    1429713048

    Southwest is usually good about refunding the fee if done in the first couple months. Yes, they all still need to be checked. I have one more to try to close, Capital One, but I think my husband is the primary on it and they won't close online, so he needs to call!

  3. ceejay74 Says:
    April 22nd, 2015 at 06:47 pm 1429724855
    1429724855

    As soon as this last closing (the duplex refi) goes through, I definitely want to close a bunch of credit cards! There are some we don't use at all, but for the past year I haven't wanted to make waves on my credit report. Soon I won't have to worry.

    I'm enjoying Organized Friends! I suggested AS join as well.

  4. FrugalTexan75 Says:
    April 24th, 2015 at 04:43 am 1429846982
    1429846982

    I really need to do one. Especially since I just opened a new CC this week.

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