I redeemed Citi Thank You points yesterday for $75 worth of Target gift cards. I shop there all the time! In the past I have used their rewards for a check made payable to our mortgage. I decided since we are about to sell that $75 wasn't go to save me much in interest. I will count them as snowflakes after I use them and send that $75 towards our Citi card. Oh, and Citi does offer a statment credit as a reward option, but the point values are terrible. Much better to do it this way!

I paid $75.24 on my Amex card today towards our Verizon wireless bill. That charge will reward me $10. I plan to make two more similar payments over the next couple of days to get $20 more. I did this same scenario last month using my husband's Amex. A small payment of $15 will go to the US Bank card to earn 5% back...doesn't seem like much on $15, but it does all add up.

I'm waiting for the Wells Fargo Amex to close in a few days so I can get my final $25 reward before I close that account for good. It has a heafty annual fee and we don't use it enough to get the rewards back on it.

I have some other pending rewards too that will add to the April snowflake total. I'll write more about those as they come around.

Have you earned any rewards or snowflakes recently?