I have accumulated another $64.73 in snowflakes (extra money). And I made sure to get them sent off to a credit (0% interest) card so our debt will go down.
We have two credit cards that we are running balances on. I'm stubborn about not wanting to use our savings I guess. I have the money to pay them in full. It is just nice to have 0% interest and not have to dip in to other cash.
I sent the above snowflakes to our Wells Fargo Amex. It had a $700 balance. With the payment deducted, we owe $635.27. Less debt! And paid with snowflakes!!
The other credit card we have a balance on is our Citi Thank You Preferred. It has a balance of $661.27.
I plan to pay off the Wells Fargo Amex first so that we can close it. It also has a hefty annual fee after the first year, so we don't want to be hit with that!
While I was checking balances I decide to redeem 2,500 Citi Thank You points for a $25 Panera gift card. I figure it is good for a family lunch or night out. I will match debt reduction or savings when we use it.
Have you redeemed any credit card rewards this month? Did you pay off some debt, or accumulated any snowflakes?
Less Debt Because of Snowflakes
January 13th, 2015 at 02:51 am
January 14th, 2015 at 02:37 am 1421203069
The Panera's card sounds like a good use of points. Nice meal out.
January 15th, 2015 at 10:29 am 1421317798
I just googled Panera, is it Panera Bread? Their pasta dishes look good.
January 15th, 2015 at 06:22 pm 1421346158