I have mentioned before that one of our goals this year is to pay down our mortgage debt by over $14K. Specifically, I have a plan to pay off $13,992 which will bring our mortgage balance to an even number. 
This month I sent all snowflakes I accumulated to the mortgage, our regular mortgage payment, and two different principal payments that were planned. One of those additional payments is added on at the beginning of the month to our regular payment. The other one happens mid month when my husband is paid again.
Here's the specific breakdown:
_$461.58 Regular Principal Payment
_$103.72 Extra Principal Payment
_$275.00 Extra Principal Payment (mid month)
_$478.01 Snowflakes toward Principal
$1318.31
That extra money sent to the mortgage means we have now paid $6857.13 towards our mortgage pay down goal! That is 49% of the goal in just five months. We are ahead of schedule which feel really nice.
If you want to see where I found over $475 in snowflakes, just check out my previous post. I'm still blogging some over at
Are you ahead or behind on any of your financial goals?
May 30th, 2014 at 12:16 am 1401405418
Are there any cost effective changes to the house or property that would likely result in a higher selling price? What are important selling features in your community? For example, in this community having an attached garage is important and our realtor thought our 'tricked out' garage was the reason our house sold fast.
May 30th, 2014 at 02:30 am 1401413404
May 30th, 2014 at 07:10 am 1401430252