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Paid Balance in Full

April 28th, 2014 at 06:09 am

I paid off the balance in full on four different cards this morning: Target, Kohls, Discover and Capital One. I redeemed rewards on the Capital One cards in the amount of $20.75.

After those payments were made I sent in an extra mortgage payment in the amount of $45.75, which included the $25 Visa gift card I used on Thursday that had been a bonus from US Bank.

I'm feeling a bit disorganized in the last two weeks, so I hope to make a dent in getting some things done this week that will help me feel like I am back on track. For today, I will get to the gym and post office. I will also wash some bedding, as well as find a little time to declutter the basement. You can see what my basement storage area looks like before I start working on it at

Text is Your Organized Friend and Link is http://yourorganizedfriend.blogspot.com/2014/04/our-cluttered-basement-storage-area.html
Your Organized Friend. I hope to post some progress reports this week that show improvement. We were down there last night during a tornado warning but I didn't feel like working on anything during a storm. Turns out no tornado in our direct path or really in the vicinity. Better safe than sorry I guess.

Another thing I think I can get done today, and you might want to do as well, is check our Experian credit reports. I have my calendar set up to remind me every four months to check one of the three credit bureaus for free at
Text is annualcreditreport.com and Link is https://www.annualcreditreport.com/index.action
annualcreditreport.com . I was notified at the beginning of this month and I still have not completed that simple task! I think I can do that today and then I can delete the email reminder I received!

Did you pay any cards off in full recently? Do you check your credit reports regularly? Do you have tasks you want to complete today?

3 Responses to “Paid Balance in Full”

  1. Debt-free by Thir-ty Says:

    I paid off my BOA and Kohl's. Next paycheck is Target. I used to get all three credit reports at one time. Boy, was that dumb. Now, I space them out. Not exactly every 4 months, but every months when I think about it.

    I made some major decluttering progress this weekend, but I still have a pile of magazines (they just keep appearing!), a pile of papers to address/file, and two items to list on craigslist (they're smaller, so I figure it's better than eBay).

  2. frugaltexan75 Says:

    Glad to hear no tornadoes hit near you!

  3. rachel021406 Says:

    I can't wait until next week when I can pay off my CC #1!!!

    And I check my credit report annually. I just check all 3 at once.

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