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Southwest Credit Card Update

March 14th, 2014 at 04:18 pm

We activated our Southwest credit card just last week before my husband had a trip to Chicago. We need to spend $2000 to get our 50,000 Reward points that we can claim for $500 in gift cards. We already half way there!

_$361.87 Trip expenses
_$433.10 Auto insurance 6 month premium
_$172.23 Electric Bill (cold winter)
__$63.66 Truck Fuel
___$7.70 Subway (DH)
__$55.96 Van Fuel
__$15.91 Haircut (ME)
$1110.43 Total Spent on Card

I plan to put our tax payment of about $415, donations of $150, our wireless bill of about $150, a few birthday gifts. This puts us VERY close to meeting the minimum with our regular spending. I also know we have a mini trip that will have a few expenses and that with spring break next week for my girls we will start looking at clothes. My youngest is going to need a couple things for her DC trip early next month. In other words the spending on this card is really just about a done deal!

In health news, I skipped my workout this morning to get my haircut. I'm going to do a few more things at home this morning, but I still plan to get there around noon to get a treadmill walk in and lift some weights. Tomorrow and Monday will be days off.

Wishing you ALL the best for a super frugal weekend. And Banker Gurl, I'm keeping you in my thoughts and prayers. I wish you peace.

Posted in Spending, Healthy Living, Debt | 7 Comments »

7 Responses to “Southwest Credit Card Update”

  1. PatientSaver Says:
    March 14th, 2014 at 11:23 pm 1394839433
    1394839433

    OK, so spend $2,000 for $500 in GCs. Is there an annual fee? Maybe i should reconsider this one

  2. creditcardfree Says:
    March 15th, 2014 at 12:05 am 1394841924
    1394841924

    Yes, PS there is an annual fee, not waived. There is one card that has a $99 fee, the one we are doing right now has a $69 fee. When we did the other SW card, I was able to get the annual fee refunded because I closed the account within the first month or so. They quickly sent a check for the credit balance once I asked for it. That is my plan this time, too.

  3. scfr Says:
    March 15th, 2014 at 04:12 pm 1394899922
    1394899922

    DH has earned his reward. Thanks for alerting me to this nice bonus!!

  4. creditcardfree Says:
    March 15th, 2014 at 04:15 pm 1394900159
    1394900159

    You are welcome, scfr! Did your husband get his annual fee refunded when he closed the account? He can send a secure message from his account to inquire. They apply it as a credit balance, which you then can request be sent as a check if your account is closed. Actually account has to be closed to get the annual fee refunded.

  5. scfr Says:
    March 15th, 2014 at 11:22 pm 1394925741
    1394925741

    He is actually going for the miles, not gift cards, and he says it takes awhile for the miles to post to his account. He's hesitant about closing the account too soon because he's concerned they'll take back the miles, so he will probably wait until just before his one year anniversary. Paying the annual fee was worth it to him for the bonus. We got lucky because an overseas friend asked him to buy an expensive $1,100 "toy" (pool cleaner) and ship it to him, and then DH was reimbursed. Of course he purchased with the SW card. And I bought some liquidation items to sell on eBay, and that brought us almost to $1.6K so hitting $2K was much easier than expected.

  6. creditcardfree Says:
    March 16th, 2014 at 12:14 am 1394928867
    1394928867

    scfr, we will get miles, too. But then we can redeem them for gift cards. Chase will not take back the miles. We have done the offer before and that did not happen. I have read a lot about the Southwest card and my experience is VERY common. But of course you have to do what is right for you! You definitely got to your $2K spending quick, too. Smile

  7. scfr Says:
    March 16th, 2014 at 03:16 pm 1394982963
    1394982963

    Thanks very much for the additional info, ccf. I'll let my husband know. I'm letting this bonus be "his baby" since I handle so much of the day-to-day finances and pursuit of bonuses. Smile

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