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Paying off A Debt

January 15th, 2014 at 08:22 pm

The low spending is going very well this week. I had two no spend day, Monday and Tuesday. Today I sent a package in the mail for $2.24 and purchased some grocery items at Target for $13.11. I needed more greens for my smoothies! Smile

The fuel gauges on the vehicles are going down, but I will keep using the gas that is there and hope I can make it very close to Sunday before I need to fill up again.

Today was payday, which means the automatic deposit for the 52 Week Savings challenge was sent to my Capital One 360 account. My total is now $181, which covers weeks 1-7, and 50-52. I'm still not really sure what I'm saving this money for! At minimum, more emergency funds.

All bills are up to date, and I expect to pay off the American Express balance in a couple days. This is the card I charged my daughter's Washington DC trip to. She leaves in April and will have a paid for trip! The balance is at $265. I expect $25 in rewards to be available in a couple days, so once I claim that I will pay the remaining $240. I was already planning to pay $115, and since I have the remainder, I'm ready to be done with paying Amex. One less item to think about. And the even better thing...we paid no interest!

I applied for the US Bank offer on Monday. I found out today that I was approved. I like instant decisions better! I was also approved for the Discover It card. I still need to talk to my husband before I have him apply for the Discover, too. All of those cards will probably go pretty fast, since the spending requirements are only $500 and $750.

How many no spend days have you had in a row recently? Have you paid off a debt recently that you have been holding for awhile? Did you apply for credit recently? Was the decision instant or did you have to wait?

1 Responses to “Paying off A Debt ”

  1. rob62521 Says:

    Personally, I have had three no spend days, but DH is going to pick up prescriptions.

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