First of all, I did drink my first green smoothie for 2014 today. One down, thirty to go!

New Year's seems like a great day to get our official financial goals down in print. There is still a possibility to tweak, but here is the plan right now.

1) Accumulate $4,000 in snowflakes from any source other than my husband's income to help reach our mortgage principal reduction goal.

2) Pay down $13,992.99 in mortgage principal. This will bring us to an even balance at the end of 2014 of $X15,000.

3) Save $50 per month to be used for Christmas gifts.

4) Save $57 twice per month towards the 52 Week Savings Challenge. The funds to be deposited in my Capital One 360 Savings account.

4) Save $167 per month for each daughter for college, which is $2,000 each or $4,000 for the year.

5) Save 8% of my husband's basic pay in his TSP. This is a 1% increase from last year.

6) Save $458.33 each month for each of our Roth IRA's. This will meet the maximum limit allowed.

7) End 2014 with $20,000 or more in our emergency fund. As of January 1, we are at $19,909.05.

I feel pretty good about these. Several are easy. College and retirement have been automatic for several years, so they will not be difficult. The real stretch is finding $4000 or more in snowflakes and meeting the mortgage goal. I'm up for the challenge!

Are any of your goals going to be a stretch for you? Did you make financial goals?