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First Capital One Payment

June 14th, 2013 at 01:31 pm

I made the first payment to Capital One today in the amount of $348.44. These are all the charges that have posted to the account at this point. I actually went to make the payment last night, but the electric bill payment that I schedule had not posted. So I waited. It was there this morning though!

I have our Verizon phone bill and Netflix scheduled for later this month. Those charges will complete the minimum spending requirement to receive the $100 cash. I will make the final payment to the card on July 1st.

I do have to remember that it is sometimes easier to ask for a statement credit when redeeming these rewards, rather than waiting for a check in the mail. So my first step before making the final payment really should be to redeem the rewards towards the final balance. Then pay the final balance and stash the money I would have paid on the card in our house down payment account. See? One has to be organized and think ahead on these things!!

Do you pay your utility bills online with a debit or credit card? Or do you snail mail the check? Anyone pay their utility bill in person?

Posted in Spending, Debt | 5 Comments »

5 Responses to “First Capital One Payment”

  1. nhgirl1970 Says:
    June 14th, 2013 at 02:02 pm 1371218546
    1371218546

    I am old fashioned and snail mail. I don't want any accidental double deductions.

  2. scottish girl Says:
    June 14th, 2013 at 06:51 pm 1371235881
    1371235881

    We have a meter for our gas and electricity. We have a key for electricity and a card for gas. So, all we do is go to a local Paypoint outlet (normally the local shop) and top them up. So, in person.

  3. LuckyRobin Says:
    June 14th, 2013 at 07:47 pm 1371239226
    1371239226

    The websites our utility companys' have are nightmares to use, so we mail it.

  4. Jenn Says:
    June 14th, 2013 at 11:01 pm 1371250906
    1371250906

    I have it automatically charged to a cc. (which is then paid at the end of the month)

  5. snafu Says:
    June 16th, 2013 at 05:07 pm 1371402446
    1371402446

    We had been paying utilities via automatic CC to capture points until they decided to charge a fee. This year we've opted for automatic withdraw and I sure miss not using our improved Cash Back CC

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