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Checkbook Errors

April 11th, 2013 at 06:55 pm

I may be old fashioned for still balancing my checkbook. The checkbook is a free excel program/spreadsheet I found online. It does all the math for me!

This month there were errors, just not the math type. I input an ATM withdrawal twice. I typed our mortgage amount as $15 more than normal. And I included a transaction that should have been on the credit card. It was a return that I recorded in the checkbook as a deposit.

With those errors, I was showing we had about $34 less in the account than we actually did. This is always better than having more than you think you do!

Do you still track and balance your checking account?

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9 Responses to “Checkbook Errors”

  1. CB in the City Says:
    April 11th, 2013 at 07:48 pm 1365706137
    1365706137

    I still do it, on the old-fashioned paper check register that's in my checkbook. Still seems like the best way to me!

  2. rachel021406 Says:
    April 11th, 2013 at 08:05 pm 1365707130
    1365707130

    Sure do...good ol' fashioned check register. It helps me stay on top of everything because I know I have to write in it everyday.

  3. ceejay74 Says:
    April 11th, 2013 at 09:53 pm 1365713608
    1365713608

    I do a "future checkbook" Excel file: start with the current balance, list all the income and outgo I expect for the next couple months, and adjust as needed. When a purchase or deposit happens, I delete it from the spreadsheet, update my checking account balance at the top, and make sure the bottom line still balances.

    So I no longer track past purchases, only what's coming up. But I'm in better control of my finances than I ever was when I religiously kept a regular paper checkbook!

  4. Looking Forward Says:
    April 11th, 2013 at 09:54 pm 1365713646
    1365713646

    Nope.. Switched to Quicken and it is FABULOUS! Big Grin
    As CeeJay just posted I do a similar thing in my Quicken "checkbook register". I input in coming deposits and out going spending as far in to the future as I'd like. That allows me to see what weeks I might be flush or lean and plan accordingly.

  5. snafu Says:
    April 11th, 2013 at 10:06 pm 1365714378
    1365714378

    I do 'Desk Day' every Tuesday which has become so routine I can't start bedtime routine if I haven't reviewed and added transactions for various accounts via Quicken.

  6. LuckyRobin Says:
    April 11th, 2013 at 11:10 pm 1365718258
    1365718258

    I track both in the checkbook register and in a spreadsheet.

  7. rob62521 Says:
    April 12th, 2013 at 01:53 am 1365727996
    1365727996

    Yes, I still use the check register.

  8. MonkeyMama Says:
    April 12th, 2013 at 02:57 am 1365731833
    1365731833

    I use electronic check register via Quicken. It's basically *always* reconciled. (I update at least once a month, but probably on average once a week). But like some of the others mentioned, I like having a "future register." The other thing about Quicken is I can jiggle things around and change dates quite easily if something unexpected comes up.

    I have found check register errors a non-issue with the help of the computer. I am not exactly sure why because you would think I could still easily transpose a number, but I just haven't had any errors like that - maybe because I look at it fairly often so probably just catch things long before they would ever be an issue.

  9. creditcardfree Says:
    April 12th, 2013 at 03:08 am 1365732538
    1365732538

    It is so rare for me to have any errors and this month I had three! And clearly on different days...not sure what was up with my brain this month.

    I do like the idea of a future register. I think I've seen ceejay's recently. I need to try that.

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