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$50 CASH from Swagbucks

November 14th, 2012 at 06:54 pm

I redeemed enough

Text is Swagbucks and Link is http://www.swagbucks.com/refer/creditcardfree
Swagbucks for $50 cash to be sent to my Paypal account. I should receive it in another week or so.

This is the first time I have redeemed for cash over gift cards. I almost have too many Amazon.com gift cards for my Christmas spending. And not everything will be purchased on Amazon. A little cash will be very helpful.

I am adding this to the Christmas Fund balance, which as a reminder, I will use extra at the end of the year to put on the truck loan.

Tomorrow is payday and I will be sending in a principal payment in the amount of $62. The amount is equal to 2% of DH basic pay. The amount the payroll tax will increase on January 1. I figured if we are going to lose it then, we can afford to not have it in our spending now. It will help us get used to the new amount.

Has anyone else considered how the payroll tax increase will affect you on January 1? Are you prepared? Currently, you should see 4.2% of your gross pay taxed for social security/payroll tax (FICA). That rate will increase back to 6.2%. Do the math and you will see the change. This rate of 6.2% is the rate we paid prior to 2011 and it is likely expiring at the end of this year!

Posted in Saving, Sales, Surveys, Rebates, Taxes, Debt | 6 Comments »

6 Responses to “$50 CASH from Swagbucks”

  1. Petunia 100 Says:
    November 14th, 2012 at 10:17 pm 1352931420
    1352931420

    When we received our 2% break, I used mine to bump up my monthly savings deposit. When the 2% goes, I suppose I will have to bump my monthly savings deposit back down to compensate. Frown

  2. Wino Says:
    November 14th, 2012 at 10:38 pm 1352932682
    1352932682

    I still don't even know how SS works while I'm overseas. I've tried finding information, but now that EOY is approaching, I think I'll be spending this weekend doing some hard core research. It may be that I owe some money to SS, but I'm not sure how much or if I owe any at all.

    Does anyone know any good tax accountants or tax attorneys who know about overseas-earned pay?

  3. Beawealthywarrior Says:
    November 15th, 2012 at 02:20 am 1352946026
    1352946026

    How do you earn so much with SB??

  4. creditcardfree Says:
    November 15th, 2012 at 02:53 am 1352948030
    1352948030

    @BAWW, lets just say that I'm a bit addicted to the site...not too proud of that. I try to get as many surveys as possible. Play 10 games per day. Do as many free special offers I can, watch a couple rounds of SBTV, watch the Swagbucks facebook page for codes during the day, daily poll, search on the toolbar, click thru the no obligation offers. Right now SB has daily goals...and I try to meet those everyday. If you meet most or all of them you get bonus SBs at the beginning of the following month. I hope that helps. To get the $50 I had to average 167 SB per day for 30 days. Some days less, a few days more. I just checked and it took me 19 days to get to 5000 SB to redeem the $50.

  5. My English Castle Says:
    November 15th, 2012 at 03:59 am 1352951981
    1352951981

    I go through stages--like their dumb Halloween challenge-- when I check in too much there too.

  6. FrugalTexan75 Says:
    November 15th, 2012 at 04:31 am 1352953883
    1352953883

    Way to go on the $50 from Swagbucks. . I find it hard to find any new free offers that I qualify for anymore, but I remember the first six months or so I was able to qualify for lots of free offers. I do miss those days.

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