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I Hadn't Been Watching

August 26th, 2012 at 04:23 pm

It seems the market is doing okay these days. I just checked out balances and it looks like things are back up. The last time I looked was in June. The S&P 500 year to date return is over 12% since the beginning of the year. Very nice!!

Have you checked your retirement balances recently. Are you happy with where things are headed? You are investing for your retirement right?

Posted in Saving | 4 Comments »

4 Responses to “I Hadn't Been Watching”

  1. Homebody Says:
    August 26th, 2012 at 11:29 pm 1346023795
    1346023795

    Oh Credit, I have already put in my $6000.00 for my ROTH IRA into Scottrade, but it is just sitting there. I am really getting afraid to invest it. I know, I don't have that much time left....I just hate losing it. I a sort of waiting until after the election and see where things are going. I know trying to time the market is bad, but I am so nervous, I feel like just putting the money in laddered CDs or something!

  2. FrugalTexan75 Says:
    August 27th, 2012 at 01:54 am 1346032468
    1346032468

    The one main stock I'm invested in has been going up and down within a range of a few dollars for the past 4 months or so ... It discourages me to look at it, so I'm trying to NOT check it. Maybe in December (or if my brother calls me and tells me it's gone up 20 dollars ...)

  3. baselle Says:
    August 27th, 2012 at 02:48 am 1346035696
    1346035696

    I'm a bit more diversified - more bonds, some gov bonds, a bit of cash - but about 60% in equities. I'm up about 5.75% from the beginning of the year. Homebody - I hear you. I have some money that I'm sitting on. I've found that, at least with an IRA, it is much easier for me to invest in a basic index and just put it in in early January, no matter what is happening. Unfortunately, dividend stocks and funds are over priced lately, because when you buy and reinvest, its a bit like adding to your position quarterly. Since Roths are tax free, a dividend fund makes a lot of sense.

  4. patientsaver Says:
    August 27th, 2012 at 01:48 pm 1346075337
    1346075337

    I check my mutual funds and all assets at month's end and calculate my net worth, but if you asked me what my average return was, i couldn't tell you.

    What discretionary income i have these days, which is next to nothing, goes toward a new car fund, which also doubles as my property tax fund. At least it earns 1% (Barclay's, online); if it sat in my checking account, it would earn nothing.

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