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Sears Tried to Woo Me

October 30th, 2011 at 01:48 pm

I went shopping with my daughter last night for a white concert shirt. Those white shirts can be tough to find. We ended up finding a shirt at Sears for $12.50.

I paid with my debit card, but not before the sales clerk tried to convince me to apply for one of two different Sears credit cards. The incentive? The shirt would be free. A savings of over $13 once sales tax was added on.

Sears. You'll have to do better than that to convince me to apply for one of your cards. I'm not much a fan of your stores, although I love that I can find Land's End merchandise there and can return the stuff I buy online. Otherwise, your store is my last resort in shopping.

I passed up the credit card offer and paid the $13.25 for the shirt. That is a good deal on a shirt my daughter will wear three times in the next 7 months.

Would Sears have convinced you to apply for their credit card with the offer of a free item? Why or why not?

10 Responses to “Sears Tried to Woo Me”

  1. Hildalove Says:

    I already have two Sears credit cards and regret it!! In my opinion you were absolutely right to pass it up. Believe me a Sears card is not worth a free shirt. They'll take the shirt off your back their interest is so high!

  2. creditcardfree Says:

    I bet their interest is high, as are most credit cards. I would never pay interest on a credit card. It's always good to pay a balance in full if you are going to use a credit card.

  3. MonkeyMama Says:

    We've had a few Sears cards over the years - they give you a substantial discount when you buy a large item (appliances). & we really like the Kenmore brand - so I know we bought our fridge and washer/dryer there (many years apart). We open the card, take the discount, pay it off immediately, and close the card. Rinse and repeat.

    I wouldn't open a card just to save $13. Nope! But I would open it to save $100+.

  4. Buckeye Says:

    I had the same experience only on shoes. The cost of the shoes would have been 0 but I said ,No thank you.
    One Visa card for medications but nothing else.

  5. rob62521 Says:

    Nah, I wouldn't have succumbed either. Free is never really free, as you already know. Smart call on your part!

  6. Looking Forward Says:

    Not to save $13. But to save a substantial amount: yes.

  7. snafu Says:

    OP, I'm surprised by this viewpoint. You are aware of the negatives of CC and know that if you pay the balance before the due date there is no cost of credit. You are certainly responsible and mature enough to trust yourself with a piece of plastic.

    BTW, plain white [concert] shirts are often available in boy's wear. Another practical option for an item to be worn only three times would be a thrift or charity shop like GW since they grow out of clothes so fast.

  8. PNW Mom Says:

    Nope! I don't need or want any credit is enough for us Smile

  9. Ima saver Says:

    I opened one just to get the discount on appliances. Since we build houses for a living, we buy a lot of appliances.

  10. Jerry Says:

    I tend to think that the hard sell on a credit card usually means that they are trying to screw me over (and I have seen that more than once). Sears hasn't done much in the past several years to lead me to think that they are doing a very good job, anyway, so I would not opt for a credit account with them. Frankly, I want the insurance of a low APR if I have a credit card, even if I will not be carrying a balance.

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