Normally I would take all the extra funds and throw them on the home equity loan. I love doing that.
But, you see, there are clouds on the horizon. It just might rain. In the form of braces and eyeglasses. Technically, I should have been saving for these all along.
But...that's not how we roll around here. Generally, we bring in enough 'extra' each month to handle larger expenses when they come in.
Usually, this is a good time of year to get glasses. Last year, I paid about $50 for my oldest daughter. Our insurance covers the eye exam and then I look for a good deal on frames. She's going to want contacts soon, too. We'll see.
The braces. We have an appointment on Wednesday. I have about $1100 left of insurance coverage on those. I'm sure it will cost more than that, don't you? Most likely, I'll pay those off over time. Orthodontists are nice people...they don't charge interest!! My younger daughter might luck out and not need braces at all. Wouldn't that be nice?
So...for now the nearly $700 in extra funds I have will sit in the checking account. Waiting for instructions.
Normally I Would
July 31st, 2009 at 03:42 pm
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BTW, thats awesome about your HEL! I saw your ticker and remember back when I started blogging it was a few thousand higher... great progress. =)
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