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Here's the plan....

January 21st, 2009 at 10:34 pm

By the end of February, or before, I hope to pay the home equity loan down to under $10K. I should be able to do this easily. I needed to put it here, so that I avoid spending the money on a new couch. The wants are getting in my brain...help!!

I have estimated our tax refund to be about $2K. I also have over $1500 from February paychecks that could be allocated to the loan as well. I just need to stay away from the furniture store!

Posted in Home Equity Payoff, Taxes | 4 Comments »

4 Responses to “Here's the plan....”

  1. North Georgia Gal Says:
    January 21st, 2009 at 11:32 pm 1232580728
    1232580728

    Just keep repeating..."I don't need a new couch. I don't need a new couch!"

  2. D Says:
    January 22nd, 2009 at 03:25 am 1232594733
    1232594733

    I agree with North Georgia gal! Keep repeating it and instead watch some youtube videos of people screaming "We're debt free!" That always motivates me!

  3. Dave Says:
    January 22nd, 2009 at 07:20 am 1232608821
    1232608821

    You need to change your W2 so you don't get any taxes back. You are giving the government an interest free loan.

  4. creditcardfree Says:
    January 22nd, 2009 at 01:07 pm 1232629643
    1232629643

    Dave, thanks for your concern. Most of our refund is from our state...and I already claim the most on our w2 and the state still takes quite a bit out of our check. I'm down to only $600 from Federal. When you have kids...those credits can create a refund...even when you have the least amount withheld.

    I'd be careful who you give that advice to.

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