I really want to make an extra home equity loan payment of $385 this month. I think it will be less. As of now, I only have $100 in our regular checking account. I need to buy groceries for the next 8 days for 4 people. It seems other things could come up, too.

The $385 is there...it is even in another checking account. I may need to use some money from it to cover the rest of the month's needs. These needs primarily being groceries and gas.

Good news, I will be helping my sister with her garage sale the first weekend in August. I will take a couple of bins full of stuff to try to sell. I also need to get moving on some ebay sales. Now is the time that people are looking for school clothes.

My girls are set on backpacks and school supplies. Next month we will get sneakers, haircuts and a few school clothing basics. We only have 4 weeks left of summer.

Other good news, it looks like I can have the A/C off most of the day today! I think that is at least the 5th time this July! Amazing weather.