Some of you may have noticed that my goal of home equity payoff is going very slow. So far, I have only made regular monthly payments. As a result, I'm only paying about $23 towards principal each month.
Today I have made an extra principal payment of $25. I know it is a bit small. I'm a bit out of shape with debt payoff. The last debt I paid off was about 4 years ago. It's hard to let go of what I feel is extra money...money to hold in my savings account or even spend on something else.
The $25 that I paid today is a symbolic of my desire to really pay off this home equity loan. Did you hear that home equity loan? I'm coming to get you. You are not going to survive my extra payments for long!! There are more to come.
Small Steps to Home Equity Payoff
June 19th, 2008 at 07:04 pm
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