I redeemed some credit card rewards this week. I had enough points to redeem a $50 gift card to Target. It's on it's way in the mail. I also redeemed just under $7 from US Bank (which is 5% off our cell phone bill each month). I requested this as a statement credit. I also intend to redeem $17 from USAA on our credit card account. Turns out that is the total cost for our Netflix subscription and Ooma telephone for the month! I will redeem for a credit and save that money in our savings account.

I used a Staples gift card (a previous credit card reward) tonight to buy a ream of paper. The cost was $0 out of pocket, but the actual ream is $2.99 (after rebate). Did you know that Staples sells one ream of multipurpose paper (500 sheets) for $7.99? There is no way I would have paid that with out the $5 rebate. The rebate won't arrive for 6+ plus weeks. It comes in the form of a Visa Prepaid card. Essentially, I shift some of the Staples cash for Visa cash, which is a much better deal!

Yesterday we only spent $10 on three items (all needs) and today $0 out of pocket since I used the gift card to buy the paper. Tomorrow is payday!!