<< Back to all Blogs
Login or Create your own free blog
Layout:
Home > Archive: October, 2017
 

Archive for October, 2017

Sold Airline Drink Coupons to Buy Books

October 18th, 2017 at 06:56 pm

I sold some airline drink coupons that expire at the end of the year on eBay. We aren't going to be flying before the end of the year. If something changes we can forgo an adult beverage anyway. In my entire life I've only had one on an airplane. I used the funds earned to buy a used book that my daughter's want for Christmas. Zero out of pocket for that one.

I also used $35 worth of Amazon gift cards, earned on Swagbucks two purchase two other books the girls want for Christmas. They want this series of 12 books that cost $20 each brand new! Amazon does have them discounted, and gift cards earned make them zero out of pocket!

I found a fourth book today at the used book store. It was new, but I had a $13.70 credit, so it only cost me $7+ out of pocket. This present is working out to cost very little!

I'm not sure if I will get all 12 books, but I'll do my best. I figure they are likely to get Christmas money from relatives and can buy them if they want to add to the collection. Amazon can have them arrive in two days. I also think Amazon has been known to have a special in late November for $10 off a $25 purchase of books. So that would be helpful also.

Do you drink alcohol on airplane rides? Have you started Christmas shopping?

Snowflakes

October 18th, 2017 at 12:52 am

A few snowflakes to mention.

I returned some fabric binding I didn't need and received $2 back on the credit card I had used.

I used $2.50 worth of coupons at the commissary on Sunday. I also redeemed another $2.50 in Ibotta rebates on the same day.

I have an old Wii game that looks to sell in a couple days on eBay. I'm always concerned with the bidder is a new buyer with zero feedback, but it could workout. I will only get a couple dollars.

I listed two other items on eBay...not sure if they will sell or not. One is new and does have demand. The other has been listed before without much luck. Trying one more time!

I take all the small wins along with the big ones! They add up.

FAFSA Time

October 16th, 2017 at 10:26 pm

It's that time of year to fill out the Free Application for Federal Student Aid, also known as FAFSA, if you have a student or you yourself will be attending a college or university in 2018. As of last year, the application comes available October 1 and you use the previous year's tax return. In this case, we will use our 2016 tax return to provide information. In the past, FAFSA's were filled out in the early months of the year after you had filed your tax return.

We haven't ever received any grants, but have always been eligible for unsubsidized students loans. As you know we have not taken the government up on that offer yet! This next school year there is a small possibility we will, so we will apply again.

We also will be applying for both of our daughters. I will need to make note of what I report on one so that I report the same for the other. Maybe their is a way to transfer that information and save time. I will find out!

$80 Side Hustle

October 13th, 2017 at 12:09 am

I had a mini job fall right into my lap. My neighbor asked me to sew a fabric key fob/lanyard, like the one I had given her. She wanted to give them as teacher gifts this Christmas.

I figured she just needed one or two! No, she requested ten. And I charged her $8 each. They don't take much fabric, but I did have to go buy more than I had on hand. And I definitely wanted to make it worth my time.

This was about a month ago that she requested them. I got right on it and she paid me this week! I could get used to this kind of side hustle.

I've added the money to the Big Goal!

Various Money Updates

October 7th, 2017 at 01:11 pm

I'm not sure why I haven't been posting! Everything is on auto pilot I guess. I have been around commenting and reading your blogs. I'll give you some various updates.

I did the first half of October's budget without my husband. I still have over $400 to allocate, so I will get him involved this weekend to figure those funds out. It seems like a lot of extra money for the first half of the month.

Retirement accounts are up big time with the recent stock market surge. Since January balances are up $80,000. That does include contributions. The more you have the bigger a 1% increase makes.

Interest earned on our cash in October was $92.04. Close to $100 a month in interest isn't anything to complain about. I did notice one bank increased their interest rate slightly (0.05%) again. We have $131 automatically deposited from my husband's paycheck to a savings account. I need to roll a couple months worth of those deposits into one of the CD's we have that is paying 2%.

My cell phone completely died on me this week. It is 3.5 years old, and some things have been failing so I've been working around them. In the meantime, I've switched my SIM card to my daughter's old cell phone. I have a VERY hard time deciding on phones. The newer ones Verizon offers seem so expensive!! I'm also debating moving to an iPhone since I have a Mac. Those are also expensive, but coming down a bit with the new release coming up. I would like the phone to have a good camera, too. I use it for my main camera. I have $195 in my cell phone replacement category and could easily find more money if I go with a more expensive phone.

I returned two pairs of shorts to Kohl's last week. That put $30 back in the budget which helped cover some new shoes we purchased for our older daughter.

We have saved quite a bit of money on high school football games recently. My husband and I have been volunteering in the concession stand for the band. This allows us to get in free (saves $14), and we get a free drink at the end which would cost us $4 if we have purchased. Last night even our daughter skipped buying anything to eat. Saving at least another $3. There have been four scheduled home games, and just one left. Overall savings is over $100. I wish we did this last year too. We will still have plenty of competition admissions this month, so the savings helps!

I've been purchasing some things recently too. It's part of my Getting Things Done series on my Organized Friends blog this month. Just yesterday I purchased two picture frames (both 50% off ) at Michael's for $29. This is something we have wanted to do for awhile, but I've put it off to avoid the spending. It feels good to get it done though. The amount spent is minor in comparison to our overall budget.

That's the money news!