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Archive for September, 2018

Positive Money Flow

September 25th, 2018 at 03:35 pm

Our vehicle registrations came in the mail this week. Last year we paid $276 to register both vehicles. This year just $102. This is the advantage in some states as your vehicle gets older the less you pay! Nice surprise to have our van drop to just $50 a year, just like the truck has been for a few years. I'm going to move that extra $174 to our Big Goal savings fund.

I sold an Oak Lane Cedar chest that my parents gave me in the early 1990s to a woman today for $50. She has two for her daughter's and needed one for her son. I'm not sure if were him, I'd want it, but it's what she has in mind. Smile

I cancelled our Ooma phone that's been our landline for about six years. It was the kind that works over the internet. It was nice having a house phone for just a few dollars a month, but we rarely give out the number and only my mother in law calls us on it. She will be notified to call us on our cell phones. We did give her a heads up a few weeks ago. So now we save $60 a year going forward. I may be able to sell the actual Ooma on eBay as the company gave me a reactivation code to use if I gave it away.

There was a little outflow of cash yesterday, when my husband found my van tire completely flat when he pulled in the garage. He had it fixed for about $12 at Pep Boys within about an hour. A little disappointing to have a relatively new tire need a patch already, but it happens. Very thankful it could be repaired.

Sold

September 22nd, 2018 at 06:19 pm

I sold the box to my Apple Computer on eBay today. All my listings have sold or I have ended them. No more active listings at this time, and probably not until after the move. Although as I write this I can think of two things I should try to sell before we move. Hmm...

The exciting news is I sold two outdoor table sets today. One was a three piece set...super faded and in need of a makeover which I sold for $30. I would have given it away!! The other was a seven piece set, six chairs and a glass table. I sold it for $100 after originally asking $150. Considering I listed the latter last night, I'm definitely satisfied!

We still need to sell a plasma television, a dollhouse (and accessories), a three year old stainless steel fridge, a cedar chest, an armless chair and a couch (which I love, but have no room for on the other end). I have some decor items for sale but those can be donated if they don't sell.

I gave away five terra cotta pots and two hanging plant holders to a neighbor today. I can tell there will be at least two more Goodwill runs, and a drop off electronic items to Best Buy before the move. I might find out that there is even more, but I'm doing my best to declutter and sell on this end rather than the other end.

Oh, I have found THE BEST way to sell items is on Nextdoor.com. I choose to sell to neighbors near me, not all over town. Amazingly, they all show up on time when they say they will, which I love!!

Did you sell anything this week? If not, do you have things you could sell for cash? It is Sell Your Stuff September! Get in the game and sell. Send that money to pay off debt, start your emergency fund, or put toward that savings goal you are working on.

No Power

September 20th, 2018 at 04:17 pm

We just finished up 32 hours without power in our home. The Hurricane left days ago so it was quite a surprise to have it turn off yesterday morning. Not sure what the cause was. Possibly a tree that final fell and tore down the electric line. The estimated time was 54 hours, so it is a blessing it was corrected as quickly as it was considering many have been without power longer.

I guess we can say that we saved some money on electricity, except that we did go out to eat last night for dinner and spent $24. I'm sure we didn't save that much in electricity!

I have a potential buyer for a small patio set we are getting rid of. It's super faded, but metal so could be repainted. If the buyer comes through, we will have another $30 in our pocket. I'd repaint it but I'm ready for something different. Tomorrow night we will list some more items for sale. Downsizing really takes a lot of effort, even if you just donate it.

Sell Your Stuff September

September 18th, 2018 at 05:57 pm

I guess some people on YouTube are doing a Sell Your Stuff Stuff September. I didn't know about it until today, but we sure have been selling things. Only two small things since my last report. I sold a computer box and some Box Tops for Education on eBay. Those net proceeds came to $24.92.

I also redeemed some American Express rewards in the amount of $59.85. I'm sure a result of all that summer spending. Wow!

I'm hoping to sell some more furniture items this week and weekend. I know people in our state are still suffering from the effects of the storm, so it's hard to know if there will be people buying.

Went Out Today

September 16th, 2018 at 07:11 pm

After four days of staying inside, we ventured out to the nearest open grocery store. Technically, we didn't need anything. But we spent $51 on pepperoni, lunch meat, mixed greens, tortilla chips, large bottle of wine, 12 pk of soda, cookies, cheese slices, tomato sauce, dressing and prunes. An odd assortment for sure! I feel robbed by the prices at this store compared to the commissary! We don't have their savings card, so we didn't get the discounts. Easily spent 20% more than we normally would.

The drive over was mostly non eventful. We drove through standing water. I told my husband not to. Two people in front of us turned around, while at least three cars coming the other direction plowed through. We avoided that area on our return to trip by going through the high school parking lot.

Honestly, the rain keeps falling and the flooding threat just keeps getting worse. My husband is working from home tomorrow and schools are closed through Wednesday. Our very local lake is releasing water downstream to avoid damage to the dam and overflow above the dam. We expect things to get a bit worse before they get better.

I sold an item on eBay tonight, but had to tell the buyer that I can't mail immediately. Our post offices are closed and not delivering mail until further notice because of road conditions. I'm hoping by Wednesday they will be open again.

I managed to dust all the blinds here in our rental home in preparation for the move. Tomorrow I will probably touch up paint the nail holes on the upper level of the home. I could have probably done it sooner, but I didn't want to deal with paint cleanup if the power went out in the middle of the project.

It's been an interesting four days to say the least. Thanks for all the prayers, well wishes and support!

The Rain Just Keeps Falling

September 15th, 2018 at 09:20 am

We have made it through the high winds and still have power. The next worry is the amount of rain moving through our area. We expect to be fine in our home as we are not near a body of water that would flood to the point of affecting the house. The county is encouraging people to stay home since trees falling could be a bigger possibility with the amount of rain saturating the ground.

There are tree branches down in the yard, a small tree (12 feet) that is leaning in the backyard that will probably need to be staked at some point. A vent cover on the outside of the house is broken. Our neighbor next door has a pool with a white fence that lost a few panels that connect to our yard. The other neighbor lost part of their fence when a rather large tree fell down just outside of it. All minor really compared with what those on the coast are dealing with.

No spending here the last few days, since there is no where to go or reason to spend. I did sign up for free 7 day trial with Hulu so we can watch our football team play today.

Still Have Power

September 14th, 2018 at 11:35 am

An update, since I'm sure you are curious.

Our area still has yet to go through the brunt of the storm. We are getting a lot of rain and the wind gusts are getting stronger. The worst is expected over the next eight hours or so. We still have power, but we appreciate any prayers for us and all who are in the path of the storm.

Snowflakes

September 13th, 2018 at 10:32 am

Nearly all snowflakes (extra or found money) go towards our Big Goal.

I transferred $24.39 from PayPal earlier this week that accounted for a couple small eBay sales.

I redeemed $38.88 with Chase Freedom rewards, and $29.29 from US Bank rewards.

And our furniture sales add $355 to the total.

The money adds up!

P.S. Sunny here and a bit breezier than normal. We aren't expecting the worst until tomorrow morning, which for us may be 50mph winds and lots of rain. Our biggest concern is that the power stays on, but we are prepared if it doesn't.

Sold Two Couches

September 12th, 2018 at 10:16 am

It's the final day or two before the storm hits our area, and I just sold two couches! These were hand me downs from my parents, but I sold them as a set for $150. Two young ladies seemed quite happy to have picked them up. I'm super pleased too, since they were in our garage...and that meant my husband was parking in the driveway. We were about to bring them back inside in to avoid any water damage from the storm. Now we don't have to. Very happy about this unexpected sale in the midst of storm preparations. And this, of course, is very helpful with our downsizing.

Time to Prepare

September 9th, 2018 at 05:26 am

Florence is heading our way. Prayers appreciated for us and all in the final path.

We will spend the next couple days stocking up for the loss of power. More batteries, more water and non perishable foods. I think it was last year that I saw a young woman buying peanut butter, bread and apples that appeared to be for the hurricane. I actually thought that was pretty simple and inexpensive compared to canned foods that often are heated. Yes, apples can perish, but you likely would be able to eat them before they would go bad. My husband thought it was a decent idea. He wants almonds too. Smile

We have cash on hand (we have been accumulating additional cash with our recent sales as we downsize our belongings). We have tools, an emergency solar and hand cranked weather radio. I also have candles and a lighter.

We are not on the coast, it's a two hour drive to get there, so the odds of needing to evacuate are very slim. We are near a lake, some homes in our neighborhood do back up to it and a creek that feeds into it is almost in our backyard. The lake however was built by a dam and has been empty because the dam broke during hurricane Matthew and has yet to be repaired. That is a good thing in some ways because the water will just keep flowing downstream.

I'm praying something will change that will move it just enough off the coast to avoid landfall for anyone. Prepare for the worst hope for the best.

Repairs Update & More

September 6th, 2018 at 06:24 am

The carpet repair is happening right now at our home. The estimate was $200. Ironically, this is what we were paid by our landlord to show the house to two potential renters a couple weeks ago. So it is sort of like we were given the money for this repair. Easy come, easy go.

Update, the actual charge for carpet repair was $175. Smile

Our refrigerator was repaired yesterday for $125. It needed freon. There were two leaks. I asked why a four year old fridge would leak. Apparently the sealant they use on these new fridges isn't high quality...very annoying. A fridge should not leak that early on.

We sold a metal cabinet we had in our garage yesterday for $60.

Need to pay my oldest daughter's housing payment in the next six days. Grateful to have the money ready to go. Once again, no loans!

Repairs

September 4th, 2018 at 12:10 pm

We damaged the carpet at our rental home when we had a treadmill placed on it for over a year. We did buy a mat to place between the treadmill and carpet, but it must have been unbalanced as one foot made a whole about 2 inches by 2 inches across.

We have now been in communication with our landlord so that we can rectify the problem before moving out. He has agreed to let us proceed with stretching or patch repair based on the suggestions of the repair person when he arrives. It is estimated that either method will cost $175 to $200.

Obviously none of us are pleased about the damage. We are grateful a repair, rather than complete replacement of the carpet is possible.

We are also having our refrigerator repaired. It is one we brought with us from our last home. It is only four years old and only ran for two years before it stopped cooling in both the freezer and the fridge. We didn't need it really, so we just procrastinated getting it repaired. Our hope is to repair it and then sell it before we move as we won't need it at our next place either.

It does feel good to have these scheduled. Do you procrastinate getting repairs done sometimes?

Extra Month & Refund on Shipping

September 3rd, 2018 at 10:58 am

Amazon has been our friend with girls in college. We buy needed items to ship to their dorm and save them the time shopping.

I rented a book for my daughter on Thursday night and had it expedited to arrive by Saturday for $8.99 because of the holiday weekend and her need to read it! She opened it today to find the wrong book!!

I contacted Amazon who offered to waive the expedited shipping if I wanted to rent or buy another one. Unfortunately, no more rentals available, and the one I could buy wasn't available to be expedited. It would arrive by September 20 after paying $3.99!

In the end my daughter said the bookstore seems to finally have the book in stock and she hopes to pick it up tomorrow. Amazon already reimbursed me for the expedited shipping for the inconvenience. My daughter will drop the book at UPS and we will get a refund on the book once Amazon receives it. And finally Amazon extended my Prime membership for one month! I wasn't expecting that, but definitely a nice bonus after the increase in Prime pricing.

August Interest

September 3rd, 2018 at 05:23 am

Interest for August on our savings came to $105.78.

We are earning 1.85% on a majority of it.

The CD that expires in March is earning 2.23%. I think I could actually transfer money in our money market into the CD so it could earn more. When our last CD expired in June, I didn't know what we were doing for housing for our next move. There's always a chance we would buy a home. But since we are living on base, we will not need to put any more down on a home.

It's not a lot of passive income, but it is appreciated and it adds up.

Sold Some Furniture

September 2nd, 2018 at 08:39 am

We are downsizing our belongings in preparation for the move. We have sold two twin beds, the frames and headboards for $30 each and an entertainment center for $40. We have two desks and chairs listed, as well as a cedar chest and a metal storage cabinet.

It feels good to have let go some of it. We aren't super hung up on the money aspect, as much as getting rid of it. At some point we will see if we can get a donation truck to come by and pick up what doesn't sell.