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Not Much Going On

February 22nd, 2018 at 05:22 am

There isn't much financial news going on here, thus the lack of posts. The good news is there has been minimal spending, gas and groceries primarily.

I did get an email offer from Discover card for $10. I had to make the card my 1-Click setting on Amazon and was given a $10 credit. I already used it to pick up a book that is normally $15. I don't like to purchase books, but this topic is one I find hard to get at the library.

I've been decluttering more of our paper files this week. I was motivated after dealing with some old tax files. I did a very large purge of papers in January 2015. Bags and bags of shredding went out. When we moved later that year we had two very stuffed file boxes. Those are a pain to move. It is not recommended to send personal or sensitive information with the movers. So you hand carry them. My goal is to get our files down to one box or even less preferably. So much can be kept digitally now, however I also do not want to spend a lot of time scanning. So I'm being very intentional with what paper I keep.

I listed a couple more items on eBay to earn a few snowflakes (found money). I've spied a couple books I could likely list, but need to review them first to make sure. And there's a DVD my mother gave me, that I need to watch and then sell for a few dollars. I think I will watch that today. It's raining and I can sort some more papers while I do so.

5 Responses to “Not Much Going On”

  1. snafu Says:

    I detest filing so I'm quite mindful of what paper makes it past our recycle bin. Since the research insists 80% of retained paper is never needed again, we all know it's really about retrieval. It would be wonderfully helpful to know what criteria you use to determine what is retained. How long do you keep paperwork? What is the trick to finding the paper needed, when it's needed, where it's needed without a lot of frustration?

  2. creditcardfree Says:

    snafu, in my early days of accumulating paper (before the digital age) I was very good at sorting and filing like with like, but yes, I wasn't good at discerning what was absolutely necessary. For example, for quite a few years now, I know I do not need to keep my electricity bills, or any other similar bill. For the most part, I'm down to keeping only investment statements (annual only) and tax forms, tax returns, some health information (but since we are healthy, this isn't a need).

    I still have documents from all three homes we owned, with the first sold in 2006 I know most of that can go now (but then I find it interesting and keep it for sentimental reasons). I also whittled down the girls school papers since our last move. I have papers from every year they were in school...but narrowed it down to grade reports, test scores (both of which I don't find necessary, as they are a snapshot in time), and of course some school work. I was very picky with what school work I kept. I looked at all I had from one school year and pick the best two or three from the lot.

    And finally, we do have my husband's Army files...pay stubs for 27 years!! Yes, really. But he insists these be kept through retirement as they may be needed to prove he actually worked and to get his full pay. We've heard horror stories of people not getting credited for work done to be able to collect their pension.

    I suppose there is more I have, but I do think at this point I could fit it all in just one file box. I think that is pretty minimal compared to most, but would like to get to half! With those Army papers, probably not likely. Maybe I'll write a post soon on Organized Friends on exactly what I have!

  3. Beawealthywarrior Says:

    I got that same email from Discover Smile

  4. rob62521 Says:

    Overtime we do something financial and we get all these papers, I sort of chuckle about the idea of a paperless society. Ha! I have been going through some of my parents' old papers and there's one that is a handwritten receipt for work. It was major work at that time, but it was a detail of the work to be done and how much it would cost and then it was dated and signed by all the parties involved. Imagine...one page for something that now is 10 plus!

  5. FrugalTexan75 Says:

    I have two boxes of papers that I need to do something with ... On my list for 2018 to get done!

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