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Pay Day and Savings

March 15th, 2016 at 02:32 pm

YNAB really does make budgeting easier. For us, it seems that having a place to set cash aside for a specific category is motivating. And then to see the balance helps us watch the spending in that category a little better. I think that is what is happening. It's just better!

I finished paying all bills and current credit card balances, which are now all back to zero. No interest paid as always! I allocated cash into our spending categories as well as savings.

Savings seems easier too. For this pay period, I added $500 to our vacation fund and $513 to our emergency fund. My goal each month has been to add $336 to the EF. I have exceeded that amount every month so far this year.

Do you have a specific amount you are saving to an emergency fund each month or pay period?

2 Responses to “Pay Day and Savings”

  1. FrugalTexan75 Says:

    Not currently. Once the wedding and house is over and done with, then we'll be tackling the EF again. Smile For now, the savings is all going towards the house fund.

  2. VS_ozgirl Says:

    We were saving just over $70 per week plus snowflakes but now that B will be getting paid monthly we will change things around a bit- instead we will do a set monthly amount- will work it out closer to his first payday.

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