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February No Spend: 46% Tip and More

February 20th, 2016 at 07:34 am

I've now seen the receipt from the dinner my husband went to on Thursday night for a coworker's retirement dinner. As I said before he paid for the retiree's dinner. The restaurant included a 20% tip, likely because it was a large group of 11.

So the total of the drinks and meals was $37.98, $3.65 taxes, $7.60 tip added by restaurant for a grand total of $49.23.

He added $10 additional tip because he didn't read the bill specifying that the gratuity was already added! So our out of pocket was $59.23. That is a 46% tip!!

In other news, we cancelled our Citi Premier card. We've had it since last May and have stopped using it. It has an annual fee that is waived the first year, but we don't want to pay for one when it is up for renewal. That was easy to do online.

I also closed my Capital One 360 checking and savings accounts. I had $0.06 in there. We weren't using it because the interest rate of 0.75% was lower than our other accounts. That was also super easy to do online. I did the withdrawal and it had a place to confirm I was closing the account. My six cents should arrive to our checking account on Monday.

We applied for the American Express Premier Rewards Gold card finally. We received one offer a couple months ago. It expired before I could get that completed. So when it arrived in the mail again, I jumped on it. It appears to offer $50K points for spending $1000 in three months. I think there were some points for an authorized user too. Oh, and we were instantly approved.

We also applied for the Marriott Rewards credit card. There was an offer for 80K points after spending $3000 in three months. We would like to use these points for hotels this summer, when we hope to visit Washington DC. This card, offered by Chase, didn't instantly approve, but indicated we would receive notification by mail. Chase has changed the way they do business and approvals. We have never had this card in the past though, so hoping this is available to us.

My husband did make some purchases yesterday. Fuel for his truck $23.35, alcohol $19.10, and some snacks $21.03, which was more than I expected. We will need to pick up some groceries for the coming week today or tomorrow.

The cash is getting tighter! Trying to hold on until the end.

4 Responses to “February No Spend: 46% Tip and More”

  1. mjrube94 Says:

    Hang in there - it's a short month! I need to do some credit card clean-up as well. I want to get rid of our Shell MasterCard. We were looking at Marriott or United as replacements, because hubby travels quite a bit. I'll need to keep my eye out for a good deal.

  2. FrugalTexan75 Says:

    That's a pretty good offer for AE. Of course, finding places to spend $1k in 3 months ... not so easy. (At least that I found.)

  3. creditcardfree Says:

    We use American Express to buy groceries and fuel, so it shouldn't be a problem. We've done AE offers before without too much issue.

  4. VS_ozgirl Says:

    Hang in there, only around 9-10 days to go!

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