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Lots of Bills Paid

November 13th, 2014 at 07:10 pm

We have been using a lot of different credit cards lately. I'm going to be cutting this back soon!!

No interest, but different ones for different reasons, and not all of them logical. Tomorrow is payday, so I made sure to pay off the Target Red card, two different cards for gas purchases, Kohl's for recent clothing purchase, the Chase Freedom card that the utilities were automatically paid on, and the most recent card for nearly all other charges the Citi Thank You card. Oh, and the Discover card for recent online Christmas purchases.

Seriously, we have too many open cards. We are not having any problem paying them, but it gets really hard to remember them all! I almost forgot about the Chase Freedom card today, until I was trying to figure out where the utilities were charged. All the cards do send me emails, so I likely would never really forget.

We have open Amex cards that haven't been used in over six months. Maybe more. I keep them open for those offers they put out from time to time to get cash credit for certain purchases at certain stores. I just looked back at my savings with them and I saved $70 in the last five weeks of 2013, and just $5 in 2014. So unless, they offer up some really great deals this year, I may let go of the Amex cards.

In other news, I've already used some of the Christmas funds saved this year to pay off purchases I have already made. That feels good.

I have set aside the $275 that I normally send to the mortgage pay down this time of the month. I'm going to hold it and try to get the remaining $256 needed outside of December's planned principal payments from snowflakes/extra money. I guess that means I really only need to hold on to $256 of that money to ensure meeting my goal. I'll put the $19 towards paying ourselves back for some recent large purchases.

Are you getting paid this week? Do you pay your bills just at the time of pay day or multiply times during the course of a pay period?

3 Responses to “Lots of Bills Paid”

  1. Beawealthywarrior Says:

    I'm in the process of closing down too many cards as well, especially seeing how I just got the new Southwest card today as well Smile

  2. creditcardfree Says:

    Yes, I have the Southwest card arriving soon, too!

  3. FrugalTexan75 Says:

    I really need to close some cards - way too many open.

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