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Redeemed Gift Cards

July 29th, 2014 at 03:19 pm

I did end up redeeming $300 worth of gift cards with my Southwest Rapids Rewards. I can't remember the breakdown, but I got gift cards for Amazon, Walmart, Lowe's and Kohl's. I have another 20K+ points I can redeem for an airline ticket or gift cards, but I'm waiting to decide if I do want to use them for an airline ticket or not.

I also requested cancellation of my Southwest Visa from Chase. I had a negative balance on the card of just over $119, which was from a trip my husband took and had the charges reversed. (There's a blog post about it if you are really interested in those details.) Of course, I requested the funds be return to me, in addition to the annual fee.

I expect I will get a check and the gift cards in about a week or so. The check will get cash and then use the funds towards payment on another card. As I use the gift cards I will match the money that would have been spent with a payment to the mortgage.

I don't have any card rewards we are currently working on, so I expect I will apply for the Citi Thank You Preferred card I mentioned a little while back. My mailed offer is for 20,000 points after charging $1500 . The points are redeemable for gift cards and in the past I was able to redeem for a check made payable to our mortgage company, which is what I would prefer to do again today.

Today, I'm taking the girls shopping for school supplies. The needs for high school are not nearly as extensive as elementary in my opinion. Folders, paper, pens and pencils usually covers it. I will try to find a deal on tissues as those are a constant need it seems.

Are you school shopping for supplies or clothes yet? Have you applied for a new rewards credit card? Or redeemed any credit card rewards?

Posted in Spending, Family, Debt, Snowflakes | 2 Comments »

2 Responses to “Redeemed Gift Cards”

  1. SecretarySaving Says:
    July 29th, 2014 at 06:30 pm 1406658655
    1406658655

    I already bought school clothes for DD2. A few tops and dresses, undies and socks. She's going to wear shorts, jeans and skirts that she already has. She has a new pair of shoes that I bought awhile back. I'm thinking of getting her another pair of shoes. For school supplies, I plan to look around the house to see what we have then go and purchase the rest. I checked the prices on the presorted bundled school supply packages and they were pricey. We could use new lunch boxes.

  2. ceejay74 Says:
    July 29th, 2014 at 08:47 pm 1406666839
    1406666839

    Holding off on any credit card activity until after closing, since my broker says any new credit pulls will trigger the mortgage bank into having to do some more investigating. Or something.

    Really wish I could be earning CC rewards (other than the regular points), but if my budget still looks really tight when I'm able to apply for cards again, I may just go for a Slate one with a 0% intro interest rate, so I can park purchases there if necessary. We'll see. It might not come to that.

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