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Phishing, More Credit & Working Out

March 2nd, 2014 at 06:34 pm

My husband got a text message indicating our Wells Fargo debit card has been blocked. Well this is clearly phishing as we don’t even have a Wells Fargo debit card! We do have a mortgage with them, but that is it. Luckily we know not to fall for those type of panic messages. If you ever get ANY sort of alert about an account you have it is best to contact the servicer at their published phone number, email or in person rather than any number or email provided in the message.

My husband applied for the Southwest Rapids Rewards Plus card and was approved. We need to spend $2000 in 3 months to get $500 worth of gift cards. My goal is to complete that spending within ONE credit card cycle so I can request the annual fee of $69 to be refunded. My husband applied for one of the other Southwest cards last fall. We were able to get the $99 fee refunded with a simple email request.

Now spending $2000 that fast seems a little daunting, but I know we have a $400+ auto insurance payment due, $400+ owed to the IRS (plus a fee for paying with a credit card), we have two donations we want to make for about $150+, we should have the card in time to charge our $150 Verizon wireless bill, as well as a $150+ electric bill. I’m open to charging our groceries that we usually put on our Target Red Card for the 5% discount. I know there will be gas for our vehicles and since spring is coming VERY soon some clothing purchases or at least gift cards for those. We also have that mini trip to visit a college.

I have not quite met the spending for my Discover card, but I will get that done in the next few weeks, too. It looks like I have $200 left to charge to meet the $750 spending requirement to get my $150. Right now, I'm waiting on billing cycles to close for my US Bank card and my husband's Discover. The spending requirement has been met on those and will bring us about $275 in rewards.

I did not work out yesterday, but I did today! 1/20 workouts for the month of March have been completed. I really NEED to workout everyday, to make my weight loss plan work. I also need to get in some weight lifting as well. I think I will make a goal of 12 days where I do weightlifting. And increase in activity is a good thing and I got to start somewhere.

It feels like this week is shaping up to be busy, maybe it is because I have to work out. Smile Do you know about phishing? Are you embarking on a new exercise routine? Is your week going to be extra busy or more relaxing?

2 Responses to “Phishing, More Credit & Working Out”

  1. Kiki Says:

    busy! I am also trying to do the workout challenge, plan a business trip and a two day mini vacation at the end of the month for a Nascar race. (Never been to or watched a Nascar race in my life!)

  2. PNW Mom Says:

    A little late the the party (or rather post here), but I have had a super busy week.....exercise going well....worked out 3/5 days in March.

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