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$1 Cheese and More

February 1st, 2014 at 05:33 pm

Today feels like a good day money wise. I think this is because I paid bills and everything is under control. Our bank will transfer $57 to our Capital One savings account on Monday for our twice monthly deposit to the 52 Week Savings Challenge. Our challenge total is $238, which covers weeks 1-8 and 49-52. Moving right along on that one. Smile We also set aside $164 for things like auto insurance, auto registrations, and Christmas. We do this at the beginning of every month.

We ventured out after the snow stopped falling and purchased fuel for my husbands truck and some groceries to fill in for the next couple days. At the grocery store we found store brand shredded cheese for $1 in an 8 oz package. We buy these at Super Target for nearly $2.50 or more. We picked up 5 or 6 packages, since we didn't know if there was a limit. I did notice the sale ends on Monday, so I may pick up more cheese before then since this is a significant savings for something we buy anyway.

My daughter bought an item from Etsy online last month. She paid nearly $85. I used my credit card to make the payment since I wanted to use the expense towards our credit card rewards spending. I decided she could wait to pay me until it arrived. At this point we expect it next week, so I will get my money at the same time. What is fun, is that I actually forgot that I would be getting that money!

I was able to set $525 aside in savings, which is similar to the amount I saved last payday. Clearly we are not spending everything we earn! Some of that money actually will get to go to the mortgage once I get the rewards and have them credited to our current balance.

I'm going to write a post soon about how a debt snowball works. I think we might have some new members and probably some readers that are not familiar with this process. I don't think anyone is writing much about it right now either. We are not actually doing this type of pay debt down anymore since we only have one debt...our mortgage!

Is anyone snowballing debt currently? If so, will you let me know, so I can refer readers to your blog when I do the post? Did you get to put extra money in savings this week? Did you find any good grocery deals?

5 Responses to “$1 Cheese and More”

  1. Looking Forward Says:

    Shredded cheese freezes well if you haven't done that before.

  2. My English Castle Says:

    That is a great find! British supermarkets seem to have many more price reductions on things at their sell-by date. I've been buying freezeable things at the "posh" supermarket when they're half price or less. I've got a pretty good handle on what I eat here, but I need to have some things for DH and DD while they're here. Isn't it a satisfying feeling? Probably way out of proportion for me on what I actually save, but very fun.

  3. creditcardfree Says:

    @LF, yes I will be freezing the cheese, as that works perfect.

  4. scottish girl Says:

    @MEC: I know that the supermarket that I work at has to mark down fresh items three times a day. First thing in the morning, again about dinner time then in the evening. When I go back to work I will be buying reduced fresh meat and freezing it.

  5. My English Castle Says:

    SG: It seems more prevalent to me here than it does in the US. I'm not sure whether that's true, or I just notice it more here because I'm in the shops at different times and probably more often.

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