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Spent More Rewards Gift Cards

September 22nd, 2013 at 02:41 pm

The girls and I went shopping yesterday at Kohl's, where we picked up a couple pairs of jeans, a shirt and a pair of shoes. The total before discounts was $104.97, but I had a $10 off coupon and a 20% off which saved $29. Of course, tax was added back in, and the total became $81.29. I used the gift cards we earned from the Southwest Airlines credit card bonuses. Each card from Kohl's is $50, so I still have $18.71 left on one of them.

We also rented Star Trek Into Darkness from Amazon last night to watch as a family. We used the Amazon.com gift card to pay for the $3.99 rental. The Amazon gift cards we received are $25 each. I only loaded one on to the account, so we now have a $21.01 credit there.

The plan all along has been to match the spending on these gift cards with cash applied to the principal balance of our mortgage. I'm having a mini debate with myself about how to handle this specifically. Should I send in the actual amount we spent yesterday, or would it be easier to track if I only sent in the money when I use the full gift card? If I do the later, I really only need to send in $50, as I have only used up that one Kohl's gift card. It really all works out the same in the end. I will mull it over today. Either way I will make a payment to the mortgage tomorrow!

I might have a little more Amazon.com spending to do. I noticed that my hair dryer is getting too hot and actually melting on the side. That can't be good! It still works, but I sure don't want my hair to catch on fire. I think I'll get that order placed today!

Do you dry your hair with a hair dryer or air dry? I'm pretty sure air drying would be the most frugal. Smile

Posted in Spending, Debt | 6 Comments »

6 Responses to “Spent More Rewards Gift Cards”

  1. rob62521 Says:
    September 22nd, 2013 at 06:11 pm 1379873466
    1379873466

    I air dry my hair, but it is short and very fine, so it doesn't take too long.

  2. FrugalTexan75 Says:
    September 22nd, 2013 at 06:20 pm 1379874048
    1379874048

    I air dry. Smile Not really because it's more frugal, but more because it's less fuss. Big Grin
    I would wait til you spent the full gift card(s) and then send in the full amount at one time. (i.e. $50 from the Kohl's card.) I think it'd just be easier for accounting that way.

  3. MonkeyMama Says:
    September 22nd, 2013 at 08:05 pm 1379880334
    1379880334

    I air dry, but it takes less time and is infinitely more gentle on the hair. I do own a hair dryer - I just don't use it much - it's over 20 years old.

  4. bluesfemme Says:
    September 23rd, 2013 at 11:54 am 1379937261
    1379937261

    I airdry, because of how quickly it feels damaged when I don't. And it would mean I had to get up earlier lol. Loving the new trend in Moroccan oil cause it keeps my plentiful fine hair less messy after air-drying in winter!

  5. CB in the City Says:
    September 23rd, 2013 at 02:06 pm 1379945179
    1379945179

    If I air dry, I have to use a flat iron later, so I have heat damage one way or the other! My hair is neither curly nor straight, and when it dries by itself it just goes bendy.

  6. rachel021406 Says:
    September 23rd, 2013 at 04:18 pm 1379953113
    1379953113

    I always blow dry! I have curly hair so I blow dry and flat iron actually. I get a decent one since I use it every week and I don't want to kill my hair. I consider it an investment. And my mom gave me a Chi straightener....which is wonderful!

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