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Home > 2013 Financial Goals: Rough Draft!

2013 Financial Goals: Rough Draft!

January 4th, 2013 at 02:37 am

I did the same thing last year. I procrastinated on making our yearly goals. So, right now this is what I'll say our goals are:

1) Save 15% to retirement, which will max out our Roth IRA's and put the remainder in my husband's TSP.

2) Pay off truck loan...only $4500 to go!

3) Snowflake a Free Christmas, goal again is $750.

4) Save for college, minimum $500 for each daughter. However, I'd prefer $1500 each. Still working on the math for that.

5) Pay for new intermediate flute with cash, about $1500.

6) Save $2K for vacation. Not sure where we might go, so that is a pretty vague goal at this point!

7) Landscaping and furniture purchases. Pay with cash and decide on a limit!

I guess it isn't really the goals that I'm stuck on as how to approach the goals. One at a time? Get the flute, pay off the truck then attack the savings goals. Or do it all along the way? I'm so focused on that truck payoff that it is hard to not make it a priority. I'll get it figured out by the next payday and generally these are all flexible, so I can change things up if I need to.

Posted in Spending, Saving, Vacation, Debt | 6 Comments »

6 Responses to “2013 Financial Goals: Rough Draft!”

  1. PNW Mom Says:
    January 4th, 2013 at 02:40 am 1357267255
    1357267255

    Great goals! Good luck!

  2. Shiela Says:
    January 4th, 2013 at 03:16 am 1357269393
    1357269393

    Nice. Good luck.I particularly like goal#3, you did so well with it last year.

  3. Sian Says:
    January 4th, 2013 at 03:56 am 1357271811
    1357271811

    i think that you'll be able to definitely pay off the truck this year =D & as for the flute i'm sure there are some former musician's out there that are looking to sell their instruments (although i'm never selling my oboe). check out the university music stores if you have any in your area.

  4. SecretarySaving Says:
    January 4th, 2013 at 01:20 pm 1357305650
    1357305650

    You don't owe very much on your truck. Your goals look very good!

  5. North Georgia Gal Says:
    January 4th, 2013 at 02:14 pm 1357308846
    1357308846

    You might look for a used flute. I sold an intermediate one for only $450 a couple of years ago. We bought it new but had trouble selling it for anywhere near what we paid for it.

  6. FrugalTexan75 Says:
    January 5th, 2013 at 01:05 am 1357347923
    1357347923

    I think I'd focus on #1, 2 and 3 first, then once the truck is paid off focus on the remaining goals. I'm like you - want to get the loan GONE!

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