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Finally, I've made a plan....

March 31st, 2009 at 09:05 pm

for this payday. Tomorrow is the big day!

I will have $645 extra funds to allocate somewhere. I would love to send all of it to the home equity loan, but it turns out we have planned a spur of the moment mini vacation. Of course, it needs to be paid in cash! I will allocate $500 to the vacation. The remaining $145 will go to the home equity loan.

This is so hard for me to only send in such a small amount to the HEL. I'm on a mission, I wasn't ready for a detour.

The vacation is important too. And we will be taking several of these over the summer and fall. It has been a few years since DH was deployed, so it just feels like it could happen again. We want to spend quality time together while we can.

As I write this, I'm feeling better about my debt payoff detour. It is after all a vacation...not something worse!

5 Responses to “Finally, I've made a plan....”

  1. ceejay74 Says:
    1238538049

    Vacations are important. Spending fun times with people you love to spend time with--even more so!

    Besides, if your ticker is up to date, that $145 payment will put you over the halfway mark on your HELOC! Perfect time to relax a bit and celebrate your progress.

  2. NJDebbie Says:
    1238539314

    Have a great vacation with your family; you derserve it!

  3. Blue Eyes Says:
    1238540199

    Have a fun vacation! You are doing great with paying back the HEL!!

  4. creditcardfree Says:
    1238549433

    Thanks guys! Yep, the ticker is up to date, too.

  5. north georgia gal Says:
    1238595235

    Vacations are important too! It creates the memories that money can't replace!

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