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Snowflakes and More

February 27th, 2018 at 06:31 am

I redeemed Swagbucks recently for $25 deposit to my PayPal account. I sold two items on eBay and netted just over $15. I just transferred the money to our savings account. This is Big Goal money!

I did a ShopTracker for Pinecone Research, but I have not seen the credit to my account yet. That should be $3 when it arrives. And I JUST got the email that it has been credited as I was writing this. Timing is an amusing thing!

Payday is on Thursday, so I just paid off all credit cards and they are now back to zero. I do this twice per month, no interest is ever paid on the credit cards we use. Our February spending actually ended up being only $75 more than in January! I was surprised, as we had guests and we weren't trying.

I'm looking forward to adding up our interest for the month of February. I noticed that one of our accounts has increased the interest rate to 1.60%. Such a relief to us savers to see interest rates moving in a favorable direction.

I will balance and reconcile all accounts in YNAB later today or tomorrow. Some accounts are simple as we use them for just a few transactions a month. Other accounts take a little longer. Once they are all up to date, then I toss nearly all receipts, keeping only those that I may need for a return or for long term reasons, such as insurance claims or taxes.

5 Responses to “Snowflakes and More”

  1. Sallyr70 Says:

    Could you tell me which survey sites you use and how much time it takes? How many did you do to get $25 swagbucks? I've tried to sign up for Pinecone on and off for years and they never accept me... (grrr).

  2. rob62521 Says:

    Way to go on the snowflakes!

    Like you, we don't pay interest on credit cards. There was a news story last night how a credit card is giving money back since they overcharged on interest. I told DH even if we had the card, we wouldn't be getting anything since we don't pay interest.

  3. creditcardfree Says:

    @sSallyr70, I take surveys with Swagbucks, Pinecone and occasionally MyPoints. Not sure what has happened with Pinecone, but I don't get many surveys with them anymore. I just let them look at my Amazon purchases once a month and get $3. Swagbucks does have surveys, but they can be hard to qualify for....although I've had several in the last couple days. It can take an hour to earn 100SB watching videos and taking offers so that gives you a little bit of an idea. It can even take longer, so an hour may be generous. I'll be honest it is a time suck, but I go days without doing anything with it, other times I participate a bit more if I'm watching more television or listening to a podcast. It looks like it took me from Jan 11, 2018 to Feb 19 to accumulate 2500 SB to redeem for the PayPal cash.

  4. FrugalTexan75 Says:

    I was doing shoptracker with Pinecone, but haven't gotten a reminder in awhile. May need to nudge Karen ...

  5. MsGoose Says:

    Great job on the snowflakes! I earned $180 total in February, from all my point earning sites.

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