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Various Money Updates

October 7th, 2017 at 01:11 pm

I'm not sure why I haven't been posting! Everything is on auto pilot I guess. I have been around commenting and reading your blogs. I'll give you some various updates.

I did the first half of October's budget without my husband. I still have over $400 to allocate, so I will get him involved this weekend to figure those funds out. It seems like a lot of extra money for the first half of the month.

Retirement accounts are up big time with the recent stock market surge. Since January balances are up $80,000. That does include contributions. The more you have the bigger a 1% increase makes.

Interest earned on our cash in October was $92.04. Close to $100 a month in interest isn't anything to complain about. I did notice one bank increased their interest rate slightly (0.05%) again. We have $131 automatically deposited from my husband's paycheck to a savings account. I need to roll a couple months worth of those deposits into one of the CD's we have that is paying 2%.

My cell phone completely died on me this week. It is 3.5 years old, and some things have been failing so I've been working around them. In the meantime, I've switched my SIM card to my daughter's old cell phone. I have a VERY hard time deciding on phones. The newer ones Verizon offers seem so expensive!! I'm also debating moving to an iPhone since I have a Mac. Those are also expensive, but coming down a bit with the new release coming up. I would like the phone to have a good camera, too. I use it for my main camera. I have $195 in my cell phone replacement category and could easily find more money if I go with a more expensive phone.

I returned two pairs of shorts to Kohl's last week. That put $30 back in the budget which helped cover some new shoes we purchased for our older daughter.

We have saved quite a bit of money on high school football games recently. My husband and I have been volunteering in the concession stand for the band. This allows us to get in free (saves $14), and we get a free drink at the end which would cost us $4 if we have purchased. Last night even our daughter skipped buying anything to eat. Saving at least another $3. There have been four scheduled home games, and just one left. Overall savings is over $100. I wish we did this last year too. We will still have plenty of competition admissions this month, so the savings helps!

I've been purchasing some things recently too. It's part of my Getting Things Done series on my Organized Friends blog this month. Just yesterday I purchased two picture frames (both 50% off ) at Michael's for $29. This is something we have wanted to do for awhile, but I've put it off to avoid the spending. It feels good to get it done though. The amount spent is minor in comparison to our overall budget.

That's the money news!

6 Responses to “Various Money Updates”

  1. Amber Says:

    Great idea on volunteering, giving back is much more rewarding. I like the fact that your hubby contributes to the budget, I wish my fiancé did, any suggestions on getting him onboard?

    Love the diaper bag see gift, will you be posting instructions?

  2. creditcardfree Says:

    Amber, here's the link for the diaper bag I made. I will not be posting this on my other blog. I made two. Lots of work, but they love them! http://twelvecraftstillchristmas.blogspot.com/2010/09/pretend-and-play-diaper-bag-tutorial.html

  3. Amber Says:

    Thank you.

  4. LivingAlmostLarge Says:

    Is your daughter a senior? How are college applications going? Are you planning on touring 2 or 3 schools?

  5. rob62521 Says:

    Good deal on volunteering and saving money.

    That is a good deal on making almost $100 bucks in interest.

  6. FrugalTexan75 Says:

    If you're interested in an iPhone, a relatively inexpensive way to go is the SE version. That's what I have - paid ~$350 for it brand new.

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